City comparison

Durham, NC vs Olympia, WA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Olympia, WA are 6.2% higher than in Durham, NC. Someone earning $100,000 in Durham, NC would need about $106,200 in Olympia, WA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,682 a month in Olympia, WA versus $1,507 in Durham, NC. On $100,000, that's 25% of take-home pay in Olympia, WA and 24% in Durham, NC.
  • On $100,000, estimated state income tax is about $3,481 a year higher in Durham, NC than in Olympia, WA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +7.6% moving from Durham, NC to Olympia, WA ($111,147 → $119,630), while prices change by +6.2%. Net effect of the transfer: +1.3% in real buying power.
DurhamOlympia
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Durham, NC: price level 97.6 (cheaper)
  • Olympia, WA: price level 103.7 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Durham, NCOlympia, WA
Price level (U.S. = 100)297.6103.7
$100,000 is worth, in the other city2$106,250 in Olympia$94,118 in Durham
Typical 1-bedroom rent3$1,507/mo$1,682/mo
Take-home on $100,00014,15,8$75,699$79,180
State income tax on $100,000 (estimate)8$3,481 (NC)$0 (WA)
Rent burden on $100,00024%25%
Median pay, all jobs4$60,720$61,960
Federal locality pay area7Raleigh-Durham-Cary, NCSeattle-Tacoma, WA

Rent areas: Durham-Chapel Hill, NC HUD Metro FMR Area and Olympia-Lacey-Tumwater, WA MSA. Metro areas: Durham-Chapel Hill, NC and Olympia-Lacey-Tumwater, WA.

What costs more or less

Durham, NCOlympia, WA
Price level (U.S. = 100)DurhamOlympia
Housing (rent)98.9116.7
Goods96.6105.0
Utilities89.391.7
Other services98.299.5
Overall97.6103.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Durham, NC → Olympia, WA

Same pay buys less

Buying power −5.9%; rent takes 25% of take-home; state tax −$3,481/yr.

50 Fair offer

Olympia, WA → Durham, NC

Same pay goes further

Buying power +6.2%; rent takes 24% of take-home; state tax +$3,481/yr.

88 Strong offer

On the GS pay scale?

Durham, NC is in the Raleigh-Durham-Cary, NC pay area; Olympia, WA is in Seattle-Tacoma, WA. The last column shows what a transfer from Durham, NC to Olympia, WA at the same grade and step does to real buying power.

Grade5,2Durham, NCOlympia, WAReal change, Durham → Olympia
GS-9 step 1$64,453$69,373+1.3%
GS-11 step 1$77,983$83,935+1.3%
GS-12 step 1$93,468$100,602+1.3%
GS-13 step 1$111,147$119,630+1.3%
GS-14 step 1$131,342$141,367+1.3%

Pay for common jobs

Median annual pay4Durham, NCOlympia, WAOlympia pay in Durham dollars
Elementary School Teachers, Except Special Education$51,400$104,650$98,494 (+91.6%)
Software Developers$135,620$124,060$116,763 (−13.9%)
Accountants and Auditors$85,090$94,470$88,913 (+4.5%)
Registered Nursesnot published$125,020—

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.