City comparison

Durham, NC vs Montgomery, AL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Durham, NC are 8.8% higher than in Montgomery, AL. Someone earning $100,000 in Montgomery, AL would need about $108,800 in Durham, NC to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,507 a month in Durham, NC versus $870 in Montgomery, AL. On $100,000, that's 24% of take-home pay in Durham, NC and 14% in Montgomery, AL.
  • On $100,000, estimated state income tax is about $1,254 a year higher in Montgomery, AL than in Durham, NC.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −4.2% moving from Durham, NC to Montgomery, AL ($111,147 → $106,437), while prices change by −8.1%. Net effect of the transfer: +4.2% in real buying power.
DurhamMontgomery
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Durham, NC: price level 97.6 (cheaper)
  • Montgomery, AL: price level 89.7 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Durham, NCMontgomery, AL
Price level (U.S. = 100)297.689.7
$100,000 is worth, in the other city2$91,914 in Montgomery$108,798 in Durham
Typical 1-bedroom rent3$1,507/mo$870/mo
Take-home on $100,00014,15,8$75,699$74,445
State income tax on $100,000 (estimate)8$3,481 (NC)$4,735 (AL)
Rent burden on $100,00024%14%
Median pay, all jobs4$60,720$44,950
Federal locality pay area7Raleigh-Durham-Cary, NCRest of U.S.

Rent areas: Durham-Chapel Hill, NC HUD Metro FMR Area and Montgomery, AL MSA. Metro areas: Durham-Chapel Hill, NC and Montgomery, AL.

What costs more or less

Durham, NCMontgomery, AL
Price level (U.S. = 100)DurhamMontgomery
Housing (rent)98.964.3
Goods96.696.4
Utilities89.384.9
Other services98.296.7
Overall97.689.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Durham, NC → Montgomery, AL

Same pay goes further

Buying power +8.8%; rent takes 14% of take-home; state tax +$1,254/yr.

96 Strong offer

Montgomery, AL → Durham, NC

Same pay buys less

Buying power −8.1%; rent takes 24% of take-home; state tax −$1,254/yr.

43 Weak offer

On the GS pay scale?

Durham, NC is in the Raleigh-Durham-Cary, NC pay area; Montgomery, AL is in Rest of U.S.. The last column shows what a transfer from Durham, NC to Montgomery, AL at the same grade and step does to real buying power.

Grade5,2Durham, NCMontgomery, ALReal change, Durham → Montgomery
GS-9 step 1$64,453$61,722+4.2%
GS-11 step 1$77,983$74,678+4.2%
GS-12 step 1$93,468$89,508+4.2%
GS-13 step 1$111,147$106,437+4.2%
GS-14 step 1$131,342$125,776+4.2%

Pay for common jobs

Median annual pay4Durham, NCMontgomery, ALMontgomery pay in Durham dollars
Elementary School Teachers, Except Special Education$51,400$59,610$64,854 (+26.2%)
Software Developers$135,620$110,620$120,352 (−11.3%)
Accountants and Auditors$85,090$75,040$81,642 (−4.1%)
Registered Nursesnot published$79,570—

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.