City comparison

Detroit, MI vs Tampa, FL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Overall prices in Detroit, MI (100.3) and Tampa, FL (100.9, U.S. average = 100) are within 1% of each other, so $100,000 in Detroit, MI goes as far as $100,600 in Tampa, FL.
  • Rent is the bigger story: a typical 1-bedroom costs $1,696 a month in Tampa, FL versus $1,122 in Detroit, MI. On $100,000, that's 26% of take-home pay in Tampa, FL and 18% in Detroit, MI.
  • On $100,000, estimated state income tax is about $3,999 a year higher in Detroit, MI than in Tampa, FL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −9.3% moving from Detroit, MI to Tampa, FL ($117,402 → $106,437), while prices change by +0.6%. Net effect of the transfer: −9.9% in real buying power.
DetroitTampa
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Detroit, MI: price level 100.3 (about average)
  • Tampa, FL: price level 100.9 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Detroit, MITampa, FL
Price level (U.S. = 100)2100.3100.9
$100,000 is worth, in the other city2$100,590 in Tampa$99,413 in Detroit
Typical 1-bedroom rent3$1,122/mo$1,696/mo
Take-home on $100,00014,15,8$75,181$79,180
State income tax on $100,000 (estimate)8$3,999 (MI)$0 (FL)
Rent burden on $100,00018%26%
Median pay, all jobs4$52,080$48,940
Federal locality pay area7Detroit-Warren-Ann Arbor, MIRest of U.S.

Rent areas: Detroit-Warren-Livonia, MI HUD Metro FMR Area and Tampa-St. Petersburg-Clearwater, FL MSA. Metro areas: Detroit-Warren-Dearborn, MI and Tampa-St. Petersburg-Clearwater, FL.

What costs more or less

Detroit, MITampa, FL
Price level (U.S. = 100)DetroitTampa
Housing (rent)94.7125.8
Goods98.895.5
Utilities107.088.5
Other services102.697.6
Overall100.3100.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Detroit, MI → Tampa, FL

Roughly even

Buying power −0.6%; rent takes 26% of take-home; state tax −$3,999/yr.

66 Fair offer

Tampa, FL → Detroit, MI

Roughly even

Buying power +0.6%; rent takes 18% of take-home; state tax +$3,999/yr.

71 Strong offer

On the GS pay scale?

Detroit, MI is in the Detroit-Warren-Ann Arbor, MI pay area; Tampa, FL is in Rest of U.S.. The last column shows what a transfer from Detroit, MI to Tampa, FL at the same grade and step does to real buying power.

Grade5,2Detroit, MITampa, FLReal change, Detroit → Tampa
GS-9 step 1$68,081$61,722−9.9%
GS-11 step 1$82,372$74,678−9.9%
GS-12 step 1$98,729$89,508−9.9%
GS-13 step 1$117,402$106,437−9.9%
GS-14 step 1$138,734$125,776−9.9%

Pay for common jobs

Median annual pay4Detroit, MITampa, FLTampa pay in Detroit dollars
Elementary School Teachers, Except Special Education$65,210$60,120$59,767 (−8.3%)
Software Developers$130,760$130,450$129,685 (−0.8%)
Accountants and Auditors$80,650$78,990$78,527 (−2.6%)
Registered Nurses$97,280$85,470$84,968 (−12.7%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.