City comparison
Detroit, MI vs Oxnard, CA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Oxnard, CA are 10.2% higher than in Detroit, MI. Someone earning $100,000 in Detroit, MI would need about $110,200 in Oxnard, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $2,250 a month in Oxnard, CA versus $1,122 in Detroit, MI. On $100,000, that's 36% of take-home pay in Oxnard, CA and 18% in Detroit, MI.
- On $100,000, estimated state income tax is about $1,071 a year higher in Oxnard, CA than in Detroit, MI.
- For federal employees, locality pay changes a GS-13 step 1 salary by +5.7% moving from Detroit, MI to Oxnard, CA ($117,402 → $124,085), while prices change by +10.2%. Net effect of the transfer: −4.1% in real buying power.
- Detroit, MI: price level 100.3 (about average)
- Oxnard, CA: price level 110.5 (much pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Detroit, MI | Oxnard, CA | |
|---|---|---|
| Price level (U.S. = 100)2 | 100.3 | 110.5 |
| $100,000 is worth, in the other city2 | $110,206 in Oxnard | $90,740 in Detroit |
| Typical 1-bedroom rent3 | $1,122/mo | $2,250/mo |
| Take-home on $100,00014,15,8 | $75,181 | $74,110 |
| State income tax on $100,000 (estimate)8 | $3,999 (MI) | $5,070 (CA) |
| Rent burden on $100,000 | 18% | 36% |
| Median pay, all jobs4 | $52,080 | $52,510 |
| Federal locality pay area7 | Detroit-Warren-Ann Arbor, MI | Los Angeles-Long Beach, CA |
Rent areas: Detroit-Warren-Livonia, MI HUD Metro FMR Area and Oxnard-Thousand Oaks-Ventura, CA MSA. Metro areas: Detroit-Warren-Dearborn, MI and Oxnard-Thousand Oaks-Ventura, CA.
What costs more or less
| Price level (U.S. = 100) | Detroit | Oxnard |
|---|---|---|
| Housing (rent) | 94.7 | 171.1 |
| Goods | 98.8 | 105.2 |
| Utilities | 107.0 | 152.9 |
| Other services | 102.6 | 100.3 |
| Overall | 100.3 | 110.5 |
Moving with the same $100,000 salary
Detroit, MI → Oxnard, CA
Same pay buys less
Buying power −9.3%; rent takes 36% of take-home; state tax +$1,071/yr.
23 Weak offer
Oxnard, CA → Detroit, MI
Same pay goes further
Buying power +10.2%; rent takes 18% of take-home; state tax −$1,071/yr.
100 Strong offer
On the GS pay scale?
Detroit, MI is in the Detroit-Warren-Ann Arbor, MI pay area; Oxnard, CA is in Los Angeles-Long Beach, CA. The last column shows what a transfer from Detroit, MI to Oxnard, CA at the same grade and step does to real buying power.
| Grade5,2 | Detroit, MI | Oxnard, CA | Real change, Detroit → Oxnard |
|---|---|---|---|
| GS-9 step 1 | $68,081 | $71,957 | −4.1% |
| GS-11 step 1 | $82,372 | $87,061 | −4.1% |
| GS-12 step 1 | $98,729 | $104,349 | −4.1% |
| GS-13 step 1 | $117,402 | $124,085 | −4.1% |
| GS-14 step 1 | $138,734 | $146,632 | −4.1% |
Pay for common jobs
| Median annual pay4 | Detroit, MI | Oxnard, CA | Oxnard pay in Detroit dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $65,210 | $99,420 | $90,213 (+38.3%) |
| Software Developers | $130,760 | $159,430 | $144,666 (+10.6%) |
| Accountants and Auditors | $80,650 | $90,340 | $81,974 (+1.6%) |
| Registered Nurses | $97,280 | $131,160 | $119,014 (+22.3%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.