City comparison

Detroit, MI vs Miami, FL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Miami, FL are 13.8% higher than in Detroit, MI. Someone earning $100,000 in Detroit, MI would need about $113,800 in Miami, FL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,995 a month in Miami, FL versus $1,122 in Detroit, MI. On $100,000, that's 30% of take-home pay in Miami, FL and 18% in Detroit, MI.
  • On $100,000, estimated state income tax is about $3,999 a year higher in Detroit, MI than in Miami, FL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −3.4% moving from Detroit, MI to Miami, FL ($117,402 → $113,356), while prices change by +13.8%. Net effect of the transfer: −15.2% in real buying power.
DetroitMiami
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Detroit, MI: price level 100.3 (about average)
  • Miami, FL: price level 114.2 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Detroit, MIMiami, FL
Price level (U.S. = 100)2100.3114.2
$100,000 is worth, in the other city2$113,816 in Miami$87,861 in Detroit
Typical 1-bedroom rent3$1,122/mo$1,995/mo
Take-home on $100,00014,15,8$75,181$79,180
State income tax on $100,000 (estimate)8$3,999 (MI)$0 (FL)
Rent burden on $100,00018%30%
Median pay, all jobs4$52,080$48,640
Federal locality pay area7Detroit-Warren-Ann Arbor, MIMiami-Port St. Lucie-Fort Lauderdale, FL

Rent areas: Detroit-Warren-Livonia, MI HUD Metro FMR Area and Miami-Miami Beach-Kendall, FL HUD Metro FMR Area. Metro areas: Detroit-Warren-Dearborn, MI and Miami-Fort Lauderdale-West Palm Beach, FL.

What costs more or less

Detroit, MIMiami, FL
Price level (U.S. = 100)DetroitMiami
Housing (rent)94.7155.6
Goods98.8103.6
Utilities107.097.2
Other services102.6109.1
Overall100.3114.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Detroit, MI → Miami, FL

Same pay buys less

Buying power −12.1%; rent takes 30% of take-home; state tax −$3,999/yr.

30 Weak offer

Miami, FL → Detroit, MI

Same pay goes further

Buying power +13.8%; rent takes 18% of take-home; state tax +$3,999/yr.

100 Strong offer

On the GS pay scale?

Detroit, MI is in the Detroit-Warren-Ann Arbor, MI pay area; Miami, FL is in Miami-Port St. Lucie-Fort Lauderdale, FL. The last column shows what a transfer from Detroit, MI to Miami, FL at the same grade and step does to real buying power.

Grade5,2Detroit, MIMiami, FLReal change, Detroit → Miami
GS-9 step 1$68,081$65,735−15.2%
GS-11 step 1$82,372$79,533−15.2%
GS-12 step 1$98,729$95,326−15.2%
GS-13 step 1$117,402$113,356−15.2%
GS-14 step 1$138,734$133,953−15.2%

Pay for common jobs

Median annual pay4Detroit, MIMiami, FLMiami pay in Detroit dollars
Elementary School Teachers, Except Special Education$65,210$58,300$51,223 (−21.4%)
Software Developers$130,760$132,650$116,548 (−10.9%)
Accountants and Auditors$80,650$80,920$71,097 (−11.8%)
Registered Nurses$97,280$91,380$80,288 (−17.5%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.