City comparison
Detroit, MI vs Louisville, KY
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Detroit, MI are 7.8% higher than in Louisville, KY. Someone earning $100,000 in Louisville, KY would need about $107,800 in Detroit, MI to live the same way.
- Rent differs too: a typical 1-bedroom costs $1,122 a month in Detroit, MI versus $1,047 in Louisville, KY. On $100,000, that's 18% of take-home pay in Detroit, MI and 17% in Louisville, KY.
- On $100,000, estimated state income tax is about $617 a year higher in Detroit, MI than in Louisville, KY.
- For federal employees, locality pay changes a GS-13 step 1 salary by −9.3% moving from Detroit, MI to Louisville, KY ($117,402 → $106,437), while prices change by −7.2%. Net effect of the transfer: −2.3% in real buying power.
- Detroit, MI: price level 100.3 (about average)
- Louisville, KY: price level 93.1 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Detroit, MI | Louisville, KY | |
|---|---|---|
| Price level (U.S. = 100)2 | 100.3 | 93.1 |
| $100,000 is worth, in the other city2 | $92,797 in Louisville | $107,762 in Detroit |
| Typical 1-bedroom rent3 | $1,122/mo | $1,047/mo |
| Take-home on $100,00014,15,8 | $75,181 | $75,798 |
| State income tax on $100,000 (estimate)8 | $3,999 (MI) | $3,382 (KY) |
| Rent burden on $100,000 | 18% | 17% |
| Median pay, all jobs4 | $52,080 | $48,370 |
| Federal locality pay area7 | Detroit-Warren-Ann Arbor, MI | Rest of U.S. |
Rent areas: Detroit-Warren-Livonia, MI HUD Metro FMR Area and Louisville, KY-IN HUD Metro FMR Area. Metro areas: Detroit-Warren-Dearborn, MI and Louisville/Jefferson County, KY-IN.
What costs more or less
| Price level (U.S. = 100) | Detroit | Louisville |
|---|---|---|
| Housing (rent) | 94.7 | 78.6 |
| Goods | 98.8 | 96.2 |
| Utilities | 107.0 | 75.0 |
| Other services | 102.6 | 96.8 |
| Overall | 100.3 | 93.1 |
Moving with the same $100,000 salary
Detroit, MI → Louisville, KY
Same pay goes further
Buying power +7.8%; rent takes 17% of take-home; state tax −$617/yr.
93 Strong offer
Louisville, KY → Detroit, MI
Same pay buys less
Buying power −7.2%; rent takes 18% of take-home; state tax +$617/yr.
46 Fair offer
On the GS pay scale?
Detroit, MI is in the Detroit-Warren-Ann Arbor, MI pay area; Louisville, KY is in Rest of U.S.. The last column shows what a transfer from Detroit, MI to Louisville, KY at the same grade and step does to real buying power.
| Grade5,2 | Detroit, MI | Louisville, KY | Real change, Detroit → Louisville |
|---|---|---|---|
| GS-9 step 1 | $68,081 | $61,722 | −2.3% |
| GS-11 step 1 | $82,372 | $74,678 | −2.3% |
| GS-12 step 1 | $98,729 | $89,508 | −2.3% |
| GS-13 step 1 | $117,402 | $106,437 | −2.3% |
| GS-14 step 1 | $138,734 | $125,776 | −2.3% |
Pay for common jobs
| Median annual pay4 | Detroit, MI | Louisville, KY | Louisville pay in Detroit dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $65,210 | $61,610 | $66,392 (+1.8%) |
| Software Developers | $130,760 | $110,270 | $118,829 (−9.1%) |
| Accountants and Auditors | $80,650 | $76,320 | $82,244 (+2.0%) |
| Registered Nurses | $97,280 | $84,850 | $91,436 (−6.0%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.