City comparison

Des Moines, IA vs Provo, UT

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Provo, UT are 7.1% higher than in Des Moines, IA. Someone earning $100,000 in Des Moines, IA would need about $107,100 in Provo, UT to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,265 a month in Provo, UT versus $1,109 in Des Moines, IA. On $100,000, that's 20% of take-home pay in Provo, UT and 18% in Des Moines, IA.
  • On $100,000, estimated state income tax is about $386 a year higher in Provo, UT than in Des Moines, IA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −0.8% moving from Des Moines, IA to Provo, UT ($107,301 → $106,437), while prices change by +7.1%. Net effect of the transfer: −7.4% in real buying power.
Des MoinesProvo
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Des Moines, IA: price level 91.7 (much cheaper)
  • Provo, UT: price level 98.2 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Des Moines, IAProvo, UT
Price level (U.S. = 100)291.798.2
$100,000 is worth, in the other city2$107,122 in Provo$93,351 in Des Moines
Typical 1-bedroom rent3$1,109/mo$1,265/mo
Take-home on $100,00014,15,8$76,032$75,646
State income tax on $100,000 (estimate)8$3,148 (IA)$3,534 (UT)
Rent burden on $100,00018%20%
Median pay, all jobs4$51,820$48,010
Federal locality pay area7Des Moines-Ames-West Des Moines, IARest of U.S.

Rent areas: Des Moines-West Des Moines, IA HUD Metro FMR Area and Provo-Orem-Lehi, UT MSA. Metro areas: Des Moines-West Des Moines, IA and Provo-Orem-Lehi, UT.

What costs more or less

Des Moines, IAProvo, UT
Price level (U.S. = 100)Des MoinesProvo
Housing (rent)84.7104.1
Goods93.796.4
Utilities84.678.6
Other services92.999.0
Overall91.798.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Des Moines, IA → Provo, UT

Same pay buys less

Buying power −6.6%; rent takes 20% of take-home; state tax +$386/yr.

48 Fair offer

Provo, UT → Des Moines, IA

Same pay goes further

Buying power +7.1%; rent takes 18% of take-home; state tax −$386/yr.

91 Strong offer

On the GS pay scale?

Des Moines, IA is in the Des Moines-Ames-West Des Moines, IA pay area; Provo, UT is in Rest of U.S.. The last column shows what a transfer from Des Moines, IA to Provo, UT at the same grade and step does to real buying power.

Grade5,2Des Moines, IAProvo, UTReal change, Des Moines → Provo
GS-9 step 1$62,223$61,722−7.4%
GS-11 step 1$75,284$74,678−7.4%
GS-12 step 1$90,234$89,508−7.4%
GS-13 step 1$107,301$106,437−7.4%
GS-14 step 1$126,797$125,776−7.4%

Pay for common jobs

Median annual pay4Des Moines, IAProvo, UTProvo pay in Des Moines dollars
Elementary School Teachers, Except Special Education$61,650$62,930$58,746 (−4.7%)
Software Developers$126,460$131,210$122,486 (−3.1%)
Accountants and Auditors$79,290$75,700$70,667 (−10.9%)
Registered Nurses$78,630$81,780$76,343 (−2.9%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.