City comparison

Des Moines, IA vs Omaha, NE

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Overall prices in Des Moines, IA (91.7) and Omaha, NE (91.9, U.S. average = 100) are within 1% of each other, so $100,000 in Des Moines, IA goes as far as $100,200 in Omaha, NE.
  • Typical 1-bedroom rents are close: $1,109 a month in Des Moines, IA and $1,148 in Omaha, NE.
  • On $100,000, estimated state income tax is about $522 a year higher in Omaha, NE than in Des Moines, IA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +0.2% moving from Des Moines, IA to Omaha, NE ($107,301 → $107,501), while prices change by +0.2%. Net effect of the transfer: −0.0% in real buying power.
Des MoinesOmaha
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Des Moines, IA: price level 91.7 (much cheaper)
  • Omaha, NE: price level 91.9 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Des Moines, IAOmaha, NE
Price level (U.S. = 100)291.791.9
$100,000 is worth, in the other city2$100,229 in Omaha$99,772 in Des Moines
Typical 1-bedroom rent3$1,109/mo$1,148/mo
Take-home on $100,00014,15,8$76,032$75,510
State income tax on $100,000 (estimate)8$3,148 (IA)$3,670 (NE)
Rent burden on $100,00018%18%
Median pay, all jobs4$51,820$49,660
Federal locality pay area7Des Moines-Ames-West Des Moines, IAOmaha-Council Bluffs-Fremont, NE-IA

Rent areas: Des Moines-West Des Moines, IA HUD Metro FMR Area and Omaha-Council Bluffs, NE-IA HUD Metro FMR Area. Metro areas: Des Moines-West Des Moines, IA and Omaha, NE-IA.

What costs more or less

Des Moines, IAOmaha, NE
Price level (U.S. = 100)Des MoinesOmaha
Housing (rent)84.786.4
Goods93.794.1
Utilities84.676.4
Other services92.993.0
Overall91.791.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Des Moines, IA → Omaha, NE

Roughly even

Buying power −0.2%; rent takes 18% of take-home; state tax +$522/yr.

68 Fair offer

Omaha, NE → Des Moines, IA

Roughly even

Buying power +0.2%; rent takes 18% of take-home; state tax −$522/yr.

69 Fair offer

On the GS pay scale?

Des Moines, IA is in the Des Moines-Ames-West Des Moines, IA pay area; Omaha, NE is in Omaha-Council Bluffs-Fremont, NE-IA. The last column shows what a transfer from Des Moines, IA to Omaha, NE at the same grade and step does to real buying power.

Grade5,2Des Moines, IAOmaha, NEReal change, Des Moines → Omaha
GS-9 step 1$62,223$62,339−0.0%
GS-11 step 1$75,284$75,425−0.0%
GS-12 step 1$90,234$90,402−0.0%
GS-13 step 1$107,301$107,501−0.0%
GS-14 step 1$126,797$127,033−0.0%

Pay for common jobs

Median annual pay4Des Moines, IAOmaha, NEOmaha pay in Des Moines dollars
Elementary School Teachers, Except Special Education$61,650$62,670$62,527 (+1.4%)
Software Developers$126,460$125,220$124,934 (−1.2%)
Accountants and Auditors$79,290$77,030$76,854 (−3.1%)
Registered Nurses$78,630$84,600$84,407 (+7.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.