City comparison
Denver, CO vs San Luis Obispo, CA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in San Luis Obispo, CA are 2.7% higher than in Denver, CO. Someone earning $100,000 in Denver, CO would need about $102,700 in San Luis Obispo, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,914 a month in San Luis Obispo, CA versus $1,754 in Denver, CO. On $100,000, that's 31% of take-home pay in San Luis Obispo, CA and 28% in Denver, CO.
- On $100,000, estimated state income tax is about $1,379 a year higher in San Luis Obispo, CA than in Denver, CO.
- For federal employees, locality pay changes a GS-13 step 1 salary by +4.6% moving from Denver, CO to San Luis Obispo, CA ($118,675 → $124,085), while prices change by +2.7%. Net effect of the transfer: +1.8% in real buying power.
- Denver, CO: price level 105.8 (pricier)
- San Luis Obispo, CA: price level 108.6 (much pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Denver, CO | San Luis Obispo, CA | |
|---|---|---|
| Price level (U.S. = 100)2 | 105.8 | 108.6 |
| $100,000 is worth, in the other city2 | $102,660 in San Luis Obispo | $97,409 in Denver |
| Typical 1-bedroom rent3 | $1,754/mo | $1,914/mo |
| Take-home on $100,00014,15,8 | $75,488 | $74,110 |
| State income tax on $100,000 (estimate)8 | $3,692 (CO) | $5,070 (CA) |
| Rent burden on $100,000 | 28% | 31% |
| Median pay, all jobs4 | $62,320 | $50,770 |
| Federal locality pay area7 | Denver-Aurora, CO | Los Angeles-Long Beach, CA |
Rent areas: Denver-Aurora-Centennial, CO MSA and San Luis Obispo-Paso Robles, CA MSA. Metro areas: Denver-Aurora-Centennial, CO and San Luis Obispo-Paso Robles, CA.
What costs more or less
| Price level (U.S. = 100) | Denver | San Luis Obispo |
|---|---|---|
| Housing (rent) | 146.9 | 144.4 |
| Goods | 101.0 | 105.2 |
| Utilities | 87.9 | 147.8 |
| Other services | 99.4 | 100.3 |
| Overall | 105.8 | 108.6 |
Moving with the same $100,000 salary
Denver, CO → San Luis Obispo, CA
Same pay buys less
Buying power −2.6%; rent takes 31% of take-home; state tax +$1,379/yr.
52 Fair offer
San Luis Obispo, CA → Denver, CO
Same pay goes further
Buying power +2.7%; rent takes 28% of take-home; state tax −$1,379/yr.
73 Strong offer
On the GS pay scale?
Denver, CO is in the Denver-Aurora, CO pay area; San Luis Obispo, CA is in Los Angeles-Long Beach, CA. The last column shows what a transfer from Denver, CO to San Luis Obispo, CA at the same grade and step does to real buying power.
| Grade5,2 | Denver, CO | San Luis Obispo, CA | Real change, Denver → San Luis Obispo |
|---|---|---|---|
| GS-9 step 1 | $68,819 | $71,957 | +1.9% |
| GS-11 step 1 | $83,265 | $87,061 | +1.8% |
| GS-12 step 1 | $99,800 | $104,349 | +1.8% |
| GS-13 step 1 | $118,675 | $124,085 | +1.8% |
| GS-14 step 1 | $140,239 | $146,632 | +1.8% |
Pay for common jobs
| Median annual pay4 | Denver, CO | San Luis Obispo, CA | San Luis Obispo pay in Denver dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $76,910 | $97,620 | $95,090 (+23.6%) |
| Software Developers | $137,610 | $135,020 | $131,521 (−4.4%) |
| Accountants and Auditors | $100,020 | $88,160 | $85,876 (−14.1%) |
| Registered Nurses | $101,130 | $138,820 | $135,223 (+33.7%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.