City comparison
Denver, CO vs San Diego, CA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in San Diego, CA are 5.8% higher than in Denver, CO. Someone earning $100,000 in Denver, CO would need about $105,800 in San Diego, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $2,459 a month in San Diego, CA versus $1,754 in Denver, CO. On $100,000, that's 40% of take-home pay in San Diego, CA and 28% in Denver, CO.
- On $100,000, estimated state income tax is about $1,379 a year higher in San Diego, CA than in Denver, CO.
- For federal employees, locality pay changes a GS-13 step 1 salary by +2.5% moving from Denver, CO to San Diego, CA ($118,675 → $121,585), while prices change by +5.8%. Net effect of the transfer: −3.1% in real buying power.
- Denver, CO: price level 105.8 (pricier)
- San Diego, CA: price level 111.9 (much pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Denver, CO | San Diego, CA | |
|---|---|---|
| Price level (U.S. = 100)2 | 105.8 | 111.9 |
| $100,000 is worth, in the other city2 | $105,771 in San Diego | $94,544 in Denver |
| Typical 1-bedroom rent3 | $1,754/mo | $2,459/mo |
| Take-home on $100,00014,15,8 | $75,488 | $74,110 |
| State income tax on $100,000 (estimate)8 | $3,692 (CO) | $5,070 (CA) |
| Rent burden on $100,000 | 28% | 40% |
| Median pay, all jobs4 | $62,320 | $58,690 |
| Federal locality pay area7 | Denver-Aurora, CO | San Diego-Chula Vista-Carlsbad, CA |
Rent areas: Denver-Aurora-Centennial, CO MSA and San Diego-Chula Vista-Carlsbad, CA MSA. Metro areas: Denver-Aurora-Centennial, CO and San Diego-Chula Vista-Carlsbad, CA.
What costs more or less
| Price level (U.S. = 100) | Denver | San Diego |
|---|---|---|
| Housing (rent) | 146.9 | 179.3 |
| Goods | 101.0 | 108.0 |
| Utilities | 87.9 | 174.2 |
| Other services | 99.4 | 99.6 |
| Overall | 105.8 | 111.9 |
Moving with the same $100,000 salary
Denver, CO → San Diego, CA
Same pay buys less
Buying power −5.5%; rent takes 40% of take-home; state tax +$1,379/yr.
29 Weak offer
San Diego, CA → Denver, CO
Same pay goes further
Buying power +5.8%; rent takes 28% of take-home; state tax −$1,379/yr.
82 Strong offer
On the GS pay scale?
Denver, CO is in the Denver-Aurora, CO pay area; San Diego, CA is in San Diego-Chula Vista-Carlsbad, CA. The last column shows what a transfer from Denver, CO to San Diego, CA at the same grade and step does to real buying power.
| Grade5,2 | Denver, CO | San Diego, CA | Real change, Denver → San Diego |
|---|---|---|---|
| GS-9 step 1 | $68,819 | $70,507 | −3.1% |
| GS-11 step 1 | $83,265 | $85,307 | −3.1% |
| GS-12 step 1 | $99,800 | $102,246 | −3.1% |
| GS-13 step 1 | $118,675 | $121,585 | −3.1% |
| GS-14 step 1 | $140,239 | $143,677 | −3.1% |
Pay for common jobs
| Median annual pay4 | Denver, CO | San Diego, CA | San Diego pay in Denver dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $76,910 | $97,000 | $91,707 (+19.2%) |
| Software Developers | $137,610 | $163,270 | $154,361 (+12.2%) |
| Accountants and Auditors | $100,020 | $96,340 | $91,083 (−8.9%) |
| Registered Nurses | $101,130 | $139,520 | $131,907 (+30.4%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.