City comparison

Denver, CO vs Sacramento, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Overall prices in Denver, CO (105.8) and Sacramento, CA (106.7, U.S. average = 100) are within 1% of each other, so $100,000 in Denver, CO goes as far as $100,800 in Sacramento, CA.
  • Typical 1-bedroom rents are close: $1,754 a month in Denver, CO and $1,832 in Sacramento, CA.
  • On $100,000, estimated state income tax is about $1,379 a year higher in Sacramento, CA than in Denver, CO.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −0.6% moving from Denver, CO to Sacramento, CA ($118,675 → $117,984), while prices change by +0.8%. Net effect of the transfer: −1.4% in real buying power.
DenverSacramento
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Denver, CO: price level 105.8 (pricier)
  • Sacramento, CA: price level 106.7 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Denver, COSacramento, CA
Price level (U.S. = 100)2105.8106.7
$100,000 is worth, in the other city2$100,839 in Sacramento$99,168 in Denver
Typical 1-bedroom rent3$1,754/mo$1,832/mo
Take-home on $100,00014,15,8$75,488$74,110
State income tax on $100,000 (estimate)8$3,692 (CO)$5,070 (CA)
Rent burden on $100,00028%30%
Median pay, all jobs4$62,320$59,750
Federal locality pay area7Denver-Aurora, COSacramento-Roseville, CA-NV

Rent areas: Denver-Aurora-Centennial, CO MSA and Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area. Metro areas: Denver-Aurora-Centennial, CO and Sacramento-Roseville-Folsom, CA.

What costs more or less

Denver, COSacramento, CA
Price level (U.S. = 100)DenverSacramento
Housing (rent)146.9130.2
Goods101.0105.2
Utilities87.9151.3
Other services99.4100.3
Overall105.8106.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Denver, CO → Sacramento, CA

Roughly even

Buying power −0.8%; rent takes 30% of take-home; state tax +$1,379/yr.

59 Fair offer

Sacramento, CA → Denver, CO

Roughly even

Buying power +0.8%; rent takes 28% of take-home; state tax −$1,379/yr.

67 Fair offer

On the GS pay scale?

Denver, CO is in the Denver-Aurora, CO pay area; Sacramento, CA is in Sacramento-Roseville, CA-NV. The last column shows what a transfer from Denver, CO to Sacramento, CA at the same grade and step does to real buying power.

Grade5,2Denver, COSacramento, CAReal change, Denver → Sacramento
GS-9 step 1$68,819$68,419−1.4%
GS-11 step 1$83,265$82,780−1.4%
GS-12 step 1$99,800$99,218−1.4%
GS-13 step 1$118,675$117,984−1.4%
GS-14 step 1$140,239$139,422−1.4%

Pay for common jobs

Median annual pay4Denver, COSacramento, CASacramento pay in Denver dollars
Elementary School Teachers, Except Special Education$76,910$103,390$102,529 (+33.3%)
Software Developers$137,610$139,640$138,478 (+0.6%)
Accountants and Auditors$100,020$92,110$91,343 (−8.7%)
Registered Nurses$101,130$171,460$170,033 (+68.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.