City comparison
Deltona, FL vs Waterbury, CT
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Overall prices in Deltona, FL (99.4) and Waterbury, CT (99.8, U.S. average = 100) are within 1% of each other, so $100,000 in Deltona, FL goes as far as $100,400 in Waterbury, CT.
- Typical 1-bedroom rents are close: $1,385 a month in Deltona, FL and $1,445 in Waterbury, CT.
- On $100,000, estimated state income tax is about $3,925 a year higher in Waterbury, CT than in Deltona, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by +17.8% moving from Deltona, FL to Waterbury, CT ($106,437 → $125,431), while prices change by +0.4%. Net effect of the transfer: +17.4% in real buying power.
- Deltona, FL: price level 99.4 (about average)
- Waterbury, CT: price level 99.8 (about average)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Deltona, FL | Waterbury, CT | |
|---|---|---|
| Price level (U.S. = 100)2 | 99.4 | 99.8 |
| $100,000 is worth, in the other city2 | $100,414 in Waterbury | $99,588 in Deltona |
| Typical 1-bedroom rent3 | $1,385/mo | $1,445/mo |
| Take-home on $100,00014,15,8 | $79,180 | $75,255 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $3,925 (CT) |
| Rent burden on $100,000 | 21% | 23% |
| Median pay, all jobs4 | $44,940 | $51,440 |
| Federal locality pay area7 | Rest of U.S. | New York-Newark, NY-NJ-CT-PA |
Rent areas: Deltona-Daytona Beach-Ormond Beach, FL HUD Metro FMR Area and Waterbury-Shelton, CT MSA. Metro areas: Deltona-Daytona Beach-Ormond Beach, FL and Waterbury-Shelton, CT.
What costs more or less
| Price level (U.S. = 100) | Deltona | Waterbury |
|---|---|---|
| Housing (rent) | 108.4 | 89.1 |
| Goods | 96.2 | 97.3 |
| Utilities | 87.6 | 147.6 |
| Other services | 98.9 | 102.7 |
| Overall | 99.4 | 99.8 |
Moving with the same $100,000 salary
Deltona, FL → Waterbury, CT
Roughly even
Buying power −0.4%; rent takes 23% of take-home; state tax +$3,925/yr.
67 Fair offer
Waterbury, CT → Deltona, FL
Roughly even
Buying power +0.4%; rent takes 21% of take-home; state tax −$3,925/yr.
70 Strong offer
On the GS pay scale?
Deltona, FL is in the Rest of U.S. pay area; Waterbury, CT is in New York-Newark, NY-NJ-CT-PA. The last column shows what a transfer from Deltona, FL to Waterbury, CT at the same grade and step does to real buying power.
| Grade5,2 | Deltona, FL | Waterbury, CT | Real change, Deltona → Waterbury |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $72,737 | +17.4% |
| GS-11 step 1 | $74,678 | $88,005 | +17.4% |
| GS-12 step 1 | $89,508 | $105,481 | +17.4% |
| GS-13 step 1 | $106,437 | $125,431 | +17.4% |
| GS-14 step 1 | $125,776 | $148,222 | +17.4% |
Pay for common jobs
| Median annual pay4 | Deltona, FL | Waterbury, CT | Waterbury pay in Deltona dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $57,770 | $79,640 | $79,312 (+37.3%) |
| Software Developers | $122,000 | $131,290 | $130,749 (+7.2%) |
| Accountants and Auditors | $73,730 | $93,010 | $92,627 (+25.6%) |
| Registered Nurses | $84,180 | $101,690 | $101,271 (+20.3%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.