City comparison
Deltona, FL vs Indianapolis, IN
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Deltona, FL are 3.8% higher than in Indianapolis, IN. Someone earning $100,000 in Indianapolis, IN would need about $103,800 in Deltona, FL to live the same way.
- Rent differs too: a typical 1-bedroom costs $1,385 a month in Deltona, FL versus $1,267 in Indianapolis, IN. On $100,000, that's 21% of take-home pay in Deltona, FL and 20% in Indianapolis, IN.
- On $100,000, estimated state income tax is about $2,921 a year higher in Indianapolis, IN than in Deltona, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by +0.9% moving from Deltona, FL to Indianapolis, IN ($106,437 → $107,428), while prices change by −3.7%. Net effect of the transfer: +4.8% in real buying power.
- Deltona, FL: price level 99.4 (about average)
- Indianapolis, IN: price level 95.7 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Deltona, FL | Indianapolis, IN | |
|---|---|---|
| Price level (U.S. = 100)2 | 99.4 | 95.7 |
| $100,000 is worth, in the other city2 | $96,306 in Indianapolis | $103,836 in Deltona |
| Typical 1-bedroom rent3 | $1,385/mo | $1,267/mo |
| Take-home on $100,00014,15,8 | $79,180 | $76,260 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $2,921 (IN) |
| Rent burden on $100,000 | 21% | 20% |
| Median pay, all jobs4 | $44,940 | $49,340 |
| Federal locality pay area7 | Rest of U.S. | Indianapolis-Carmel-Muncie, IN |
Rent areas: Deltona-Daytona Beach-Ormond Beach, FL HUD Metro FMR Area and Indianapolis-Carmel, IN HUD Metro FMR Area. Metro areas: Deltona-Daytona Beach-Ormond Beach, FL and Indianapolis-Carmel-Greenwood, IN.
What costs more or less
| Price level (U.S. = 100) | Deltona | Indianapolis |
|---|---|---|
| Housing (rent) | 108.4 | 88.9 |
| Goods | 96.2 | 94.3 |
| Utilities | 87.6 | 86.4 |
| Other services | 98.9 | 99.1 |
| Overall | 99.4 | 95.7 |
Moving with the same $100,000 salary
Deltona, FL → Indianapolis, IN
Same pay goes further
Buying power +3.8%; rent takes 20% of take-home; state tax +$2,921/yr.
81 Strong offer
Indianapolis, IN → Deltona, FL
Same pay buys less
Buying power −3.7%; rent takes 21% of take-home; state tax −$2,921/yr.
57 Fair offer
On the GS pay scale?
Deltona, FL is in the Rest of U.S. pay area; Indianapolis, IN is in Indianapolis-Carmel-Muncie, IN. The last column shows what a transfer from Deltona, FL to Indianapolis, IN at the same grade and step does to real buying power.
| Grade5,2 | Deltona, FL | Indianapolis, IN | Real change, Deltona → Indianapolis |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $62,297 | +4.8% |
| GS-11 step 1 | $74,678 | $75,374 | +4.8% |
| GS-12 step 1 | $89,508 | $90,341 | +4.8% |
| GS-13 step 1 | $106,437 | $107,428 | +4.8% |
| GS-14 step 1 | $125,776 | $126,947 | +4.8% |
Pay for common jobs
| Median annual pay4 | Deltona, FL | Indianapolis, IN | Indianapolis pay in Deltona dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $57,770 | $60,510 | $62,831 (+8.8%) |
| Software Developers | $122,000 | $106,870 | $110,970 (−9.0%) |
| Accountants and Auditors | $73,730 | $79,290 | $82,332 (+11.7%) |
| Registered Nurses | $84,180 | $84,230 | $87,461 (+3.9%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.