City comparison

Dayton, OH vs Urban Honolulu, HI

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Urban Honolulu, HI are 19.7% higher than in Dayton, OH. Someone earning $100,000 in Dayton, OH would need about $119,700 in Urban Honolulu, HI to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,016 a month in Urban Honolulu, HI versus $1,009 in Dayton, OH. On $100,000, that's 33% of take-home pay in Urban Honolulu, HI and 16% in Dayton, OH.
  • On $100,000, estimated state income tax is about $4,102 a year higher in Urban Honolulu, HI than in Dayton, OH.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +0.7% moving from Dayton, OH to Urban Honolulu, HI ($110,401 → $111,119), while prices change by +19.7%. Net effect of the transfer: −15.9% in real buying power.
DaytonUrban Honolulu
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Dayton, OH: price level 92.7 (cheaper)
  • Urban Honolulu, HI: price level 111.0 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Dayton, OHUrban Honolulu, HI
Price level (U.S. = 100)292.7111.0
$100,000 is worth, in the other city2$119,707 in Urban Honolulu$83,537 in Dayton
Typical 1-bedroom rent3$1,009/mo$2,016/mo
Take-home on $100,00014,15,8$77,212$73,110
State income tax on $100,000 (estimate)8$1,968 (OH)$6,070 (HI)
Rent burden on $100,00016%33%
Median pay, all jobs4$49,980$57,220
Federal locality pay area7Dayton-Springfield-Kettering, OHState of Hawaii

Rent areas: Dayton-Kettering-Beavercreek, OH MSA and Urban Honolulu, HI MSA. Metro areas: Dayton-Kettering-Beavercreek, OH and Urban Honolulu, HI.

What costs more or less

Dayton, OHUrban Honolulu, HI
Price level (U.S. = 100)DaytonUrban Honolulu
Housing (rent)72.7135.5
Goods93.6111.6
Utilities95.4187.3
Other services98.9102.9
Overall92.7111.0
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Dayton, OH → Urban Honolulu, HI

Same pay buys less

Buying power −16.5%; rent takes 33% of take-home; state tax +$4,102/yr.

25 Weak offer

Urban Honolulu, HI → Dayton, OH

Same pay goes further

Buying power +19.7%; rent takes 16% of take-home; state tax −$4,102/yr.

100 Strong offer

On the GS pay scale?

Dayton, OH is in the Dayton-Springfield-Kettering, OH pay area; Urban Honolulu, HI is in State of Hawaii. The last column shows what a transfer from Dayton, OH to Urban Honolulu, HI at the same grade and step does to real buying power.

Grade5,2Dayton, OHUrban Honolulu, HIReal change, Dayton → Urban Honolulu
GS-9 step 1$64,021$64,438−15.9%
GS-11 step 1$77,460$77,964−15.9%
GS-12 step 1$92,841$93,445−15.9%
GS-13 step 1$110,401$111,119−15.9%
GS-14 step 1$130,461$131,310−15.9%

Pay for common jobs

Median annual pay4Dayton, OHUrban Honolulu, HIUrban Honolulu pay in Dayton dollars
Elementary School Teachers, Except Special Education$80,360$73,080$61,049 (−24.0%)
Software Developers$106,910$120,230$100,437 (−6.1%)
Accountants and Auditors$79,030$74,990$62,645 (−20.7%)
Registered Nurses$82,510$139,260$116,334 (+41.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.