City comparison
Dayton, OH vs Reading, PA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Reading, PA are 4.7% higher than in Dayton, OH. Someone earning $100,000 in Dayton, OH would need about $104,700 in Reading, PA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,237 a month in Reading, PA versus $1,009 in Dayton, OH. On $100,000, that's 20% of take-home pay in Reading, PA and 16% in Dayton, OH.
- On $100,000, estimated state income tax is about $1,102 a year higher in Reading, PA than in Dayton, OH.
- For federal employees, locality pay changes a GS-13 step 1 salary by +6.2% moving from Dayton, OH to Reading, PA ($110,401 → $117,284), while prices change by +4.7%. Net effect of the transfer: +1.5% in real buying power.
- Dayton, OH: price level 92.7 (cheaper)
- Reading, PA: price level 97.1 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Dayton, OH | Reading, PA | |
|---|---|---|
| Price level (U.S. = 100)2 | 92.7 | 97.1 |
| $100,000 is worth, in the other city2 | $104,710 in Reading | $95,502 in Dayton |
| Typical 1-bedroom rent3 | $1,009/mo | $1,237/mo |
| Take-home on $100,00014,15,8 | $77,212 | $76,110 |
| State income tax on $100,000 (estimate)8 | $1,968 (OH) | $3,070 (PA) |
| Rent burden on $100,000 | 16% | 20% |
| Median pay, all jobs4 | $49,980 | $49,440 |
| Federal locality pay area7 | Dayton-Springfield-Kettering, OH | Philadelphia-Reading-Camden, PA-NJ-DE-MD |
Rent areas: Dayton-Kettering-Beavercreek, OH MSA and Reading, PA MSA. Metro areas: Dayton-Kettering-Beavercreek, OH and Reading, PA.
What costs more or less
| Price level (U.S. = 100) | Dayton | Reading |
|---|---|---|
| Housing (rent) | 72.7 | 85.4 |
| Goods | 93.6 | 100.7 |
| Utilities | 95.4 | 108.2 |
| Other services | 98.9 | 97.7 |
| Overall | 92.7 | 97.1 |
Moving with the same $100,000 salary
Dayton, OH → Reading, PA
Same pay buys less
Buying power −4.5%; rent takes 20% of take-home; state tax +$1,102/yr.
55 Fair offer
Reading, PA → Dayton, OH
Same pay goes further
Buying power +4.7%; rent takes 16% of take-home; state tax −$1,102/yr.
83 Strong offer
On the GS pay scale?
Dayton, OH is in the Dayton-Springfield-Kettering, OH pay area; Reading, PA is in Philadelphia-Reading-Camden, PA-NJ-DE-MD. The last column shows what a transfer from Dayton, OH to Reading, PA at the same grade and step does to real buying power.
| Grade5,2 | Dayton, OH | Reading, PA | Real change, Dayton → Reading |
|---|---|---|---|
| GS-9 step 1 | $64,021 | $68,013 | +1.5% |
| GS-11 step 1 | $77,460 | $82,289 | +1.5% |
| GS-12 step 1 | $92,841 | $98,630 | +1.5% |
| GS-13 step 1 | $110,401 | $117,284 | +1.5% |
| GS-14 step 1 | $130,461 | $138,595 | +1.5% |
Pay for common jobs
| Median annual pay4 | Dayton, OH | Reading, PA | Reading pay in Dayton dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $80,360 | $79,860 | $76,268 (−5.1%) |
| Software Developers | $106,910 | $120,920 | $115,481 (+8.0%) |
| Accountants and Auditors | $79,030 | $75,550 | $72,152 (−8.7%) |
| Registered Nurses | $82,510 | $98,470 | $94,041 (+14.0%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.