City comparison

Dayton, OH vs El Paso, TX

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Dayton, OH are 3.1% higher than in El Paso, TX. Someone earning $100,000 in El Paso, TX would need about $103,100 in Dayton, OH to live the same way.
  • Typical 1-bedroom rents are close: $1,009 a month in Dayton, OH and $1,013 in El Paso, TX.
  • On $100,000, estimated state income tax is about $1,968 a year higher in Dayton, OH than in El Paso, TX.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −3.6% moving from Dayton, OH to El Paso, TX ($110,401 → $106,437), while prices change by −3.0%. Net effect of the transfer: −0.6% in real buying power.
DaytonEl Paso
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Dayton, OH: price level 92.7 (cheaper)
  • El Paso, TX: price level 89.9 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Dayton, OHEl Paso, TX
Price level (U.S. = 100)292.789.9
$100,000 is worth, in the other city2$96,999 in El Paso$103,094 in Dayton
Typical 1-bedroom rent3$1,009/mo$1,013/mo
Take-home on $100,00014,15,8$77,212$79,180
State income tax on $100,000 (estimate)8$1,968 (OH)$0 (TX)
Rent burden on $100,00016%15%
Median pay, all jobs4$49,980$39,510
Federal locality pay area7Dayton-Springfield-Kettering, OHRest of U.S.

Rent areas: Dayton-Kettering-Beavercreek, OH MSA and El Paso, TX HUD Metro FMR Area. Metro areas: Dayton-Kettering-Beavercreek, OH and El Paso, TX.

What costs more or less

Dayton, OHEl Paso, TX
Price level (U.S. = 100)DaytonEl Paso
Housing (rent)72.771.2
Goods93.693.8
Utilities95.482.6
Other services98.996.2
Overall92.789.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Dayton, OH → El Paso, TX

Same pay goes further

Buying power +3.1%; rent takes 15% of take-home; state tax −$1,968/yr.

78 Strong offer

El Paso, TX → Dayton, OH

Same pay buys less

Buying power −3.0%; rent takes 16% of take-home; state tax +$1,968/yr.

59 Fair offer

On the GS pay scale?

Dayton, OH is in the Dayton-Springfield-Kettering, OH pay area; El Paso, TX is in Rest of U.S.. The last column shows what a transfer from Dayton, OH to El Paso, TX at the same grade and step does to real buying power.

Grade5,2Dayton, OHEl Paso, TXReal change, Dayton → El Paso
GS-9 step 1$64,021$61,722−0.6%
GS-11 step 1$77,460$74,678−0.6%
GS-12 step 1$92,841$89,508−0.6%
GS-13 step 1$110,401$106,437−0.6%
GS-14 step 1$130,461$125,776−0.6%

Pay for common jobs

Median annual pay4Dayton, OHEl Paso, TXEl Paso pay in Dayton dollars
Elementary School Teachers, Except Special Education$80,360$63,800$65,774 (−18.2%)
Software Developers$106,910$127,310$131,249 (+22.8%)
Accountants and Auditors$79,030$65,990$68,032 (−13.9%)
Registered Nurses$82,510$86,100$88,764 (+7.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.