City comparison
Davenport, IA vs Ocala, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Ocala, FL are 6.9% higher than in Davenport, IA. Someone earning $100,000 in Davenport, IA would need about $106,900 in Ocala, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,172 a month in Ocala, FL versus $928 in Davenport, IA. On $100,000, that's 18% of take-home pay in Ocala, FL and 15% in Davenport, IA.
- On $100,000, estimated state income tax is about $3,148 a year higher in Davenport, IA than in Ocala, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by −1.6% moving from Davenport, IA to Ocala, FL ($108,137 → $106,437), while prices change by +6.9%. Net effect of the transfer: −7.9% in real buying power.
- Davenport, IA: price level 89.1 (much cheaper)
- Ocala, FL: price level 95.2 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Davenport, IA | Ocala, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 89.1 | 95.2 |
| $100,000 is worth, in the other city2 | $106,910 in Ocala | $93,537 in Davenport |
| Typical 1-bedroom rent3 | $928/mo | $1,172/mo |
| Take-home on $100,00014,15,8 | $76,032 | $79,180 |
| State income tax on $100,000 (estimate)8 | $3,148 (IA) | $0 (FL) |
| Rent burden on $100,000 | 15% | 18% |
| Median pay, all jobs4 | $48,550 | $43,990 |
| Federal locality pay area7 | Davenport-Moline, IA-IL | Rest of U.S. |
Rent areas: Davenport-Moline-Rock Island, IA-IL MSA and Ocala, FL MSA. Metro areas: Davenport-Moline-Rock Island, IA-IL and Ocala, FL.
What costs more or less
| Price level (U.S. = 100) | Davenport | Ocala |
|---|---|---|
| Housing (rent) | 68.3 | 86.2 |
| Goods | 94.2 | 96.2 |
| Utilities | 89.9 | 87.1 |
| Other services | 93.5 | 98.9 |
| Overall | 89.1 | 95.2 |
Moving with the same $100,000 salary
Davenport, IA → Ocala, FL
Same pay buys less
Buying power −6.5%; rent takes 18% of take-home; state tax −$3,148/yr.
49 Fair offer
Ocala, FL → Davenport, IA
Same pay goes further
Buying power +6.9%; rent takes 15% of take-home; state tax +$3,148/yr.
90 Strong offer
On the GS pay scale?
Davenport, IA is in the Davenport-Moline, IA-IL pay area; Ocala, FL is in Rest of U.S.. The last column shows what a transfer from Davenport, IA to Ocala, FL at the same grade and step does to real buying power.
| Grade5,2 | Davenport, IA | Ocala, FL | Real change, Davenport → Ocala |
|---|---|---|---|
| GS-9 step 1 | $62,708 | $61,722 | −7.9% |
| GS-11 step 1 | $75,871 | $74,678 | −7.9% |
| GS-12 step 1 | $90,937 | $89,508 | −7.9% |
| GS-13 step 1 | $108,137 | $106,437 | −7.9% |
| GS-14 step 1 | $127,786 | $125,776 | −7.9% |
Pay for common jobs
| Median annual pay4 | Davenport, IA | Ocala, FL | Ocala pay in Davenport dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $61,650 | $57,540 | $53,821 (−12.7%) |
| Software Developers | $115,780 | $112,780 | $105,491 (−8.9%) |
| Accountants and Auditors | $77,600 | $74,370 | $69,563 (−10.4%) |
| Registered Nurses | $77,150 | $79,230 | $74,109 (−3.9%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.