City comparison
Davenport, IA vs Louisville, KY
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Louisville, KY are 4.5% higher than in Davenport, IA. Someone earning $100,000 in Davenport, IA would need about $104,500 in Louisville, KY to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,047 a month in Louisville, KY versus $928 in Davenport, IA. On $100,000, that's 17% of take-home pay in Louisville, KY and 15% in Davenport, IA.
- Estimated state income tax on $100,000 is close: $3,148 a year in IA and $3,382 in KY.
- For federal employees, locality pay changes a GS-13 step 1 salary by −1.6% moving from Davenport, IA to Louisville, KY ($108,137 → $106,437), while prices change by +4.5%. Net effect of the transfer: −5.8% in real buying power.
- Davenport, IA: price level 89.1 (much cheaper)
- Louisville, KY: price level 93.1 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Davenport, IA | Louisville, KY | |
|---|---|---|
| Price level (U.S. = 100)2 | 89.1 | 93.1 |
| $100,000 is worth, in the other city2 | $104,485 in Louisville | $95,708 in Davenport |
| Typical 1-bedroom rent3 | $928/mo | $1,047/mo |
| Take-home on $100,00014,15,8 | $76,032 | $75,798 |
| State income tax on $100,000 (estimate)8 | $3,148 (IA) | $3,382 (KY) |
| Rent burden on $100,000 | 15% | 17% |
| Median pay, all jobs4 | $48,550 | $48,370 |
| Federal locality pay area7 | Davenport-Moline, IA-IL | Rest of U.S. |
Rent areas: Davenport-Moline-Rock Island, IA-IL MSA and Louisville, KY-IN HUD Metro FMR Area. Metro areas: Davenport-Moline-Rock Island, IA-IL and Louisville/Jefferson County, KY-IN.
What costs more or less
| Price level (U.S. = 100) | Davenport | Louisville |
|---|---|---|
| Housing (rent) | 68.3 | 78.6 |
| Goods | 94.2 | 96.2 |
| Utilities | 89.9 | 75.0 |
| Other services | 93.5 | 96.8 |
| Overall | 89.1 | 93.1 |
Moving with the same $100,000 salary
Davenport, IA → Louisville, KY
Same pay buys less
Buying power −4.3%; rent takes 17% of take-home; state tax +$234/yr.
55 Fair offer
Louisville, KY → Davenport, IA
Same pay goes further
Buying power +4.5%; rent takes 15% of take-home; state tax −$234/yr.
83 Strong offer
On the GS pay scale?
Davenport, IA is in the Davenport-Moline, IA-IL pay area; Louisville, KY is in Rest of U.S.. The last column shows what a transfer from Davenport, IA to Louisville, KY at the same grade and step does to real buying power.
| Grade5,2 | Davenport, IA | Louisville, KY | Real change, Davenport → Louisville |
|---|---|---|---|
| GS-9 step 1 | $62,708 | $61,722 | −5.8% |
| GS-11 step 1 | $75,871 | $74,678 | −5.8% |
| GS-12 step 1 | $90,937 | $89,508 | −5.8% |
| GS-13 step 1 | $108,137 | $106,437 | −5.8% |
| GS-14 step 1 | $127,786 | $125,776 | −5.8% |
Pay for common jobs
| Median annual pay4 | Davenport, IA | Louisville, KY | Louisville pay in Davenport dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $61,650 | $61,610 | $58,966 (−4.4%) |
| Software Developers | $115,780 | $110,270 | $105,537 (−8.8%) |
| Accountants and Auditors | $77,600 | $76,320 | $73,044 (−5.9%) |
| Registered Nurses | $77,150 | $84,850 | $81,208 (+5.3%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.