City comparison

Crestview, FL vs Palm Bay, FL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Palm Bay, FL are 3.1% higher than in Crestview, FL. Someone earning $100,000 in Crestview, FL would need about $103,100 in Palm Bay, FL to live the same way.
  • Rent differs too: a typical 1-bedroom costs $1,581 a month in Crestview, FL versus $1,478 in Palm Bay, FL. On $100,000, that's 24% of take-home pay in Crestview, FL and 22% in Palm Bay, FL.
  • Both are in FL, so estimated state income tax is the same: $0 a year on $100,000.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +0.7% moving from Crestview, FL to Palm Bay, FL ($106,437 → $107,228), while prices change by +3.1%. Net effect of the transfer: −2.3% in real buying power.
CrestviewPalm Bay
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Crestview, FL: price level 97.0 (cheaper)
  • Palm Bay, FL: price level 100.0 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Crestview, FLPalm Bay, FL
Price level (U.S. = 100)297.0100.0
$100,000 is worth, in the other city2$103,065 in Palm Bay$97,026 in Crestview
Typical 1-bedroom rent3$1,581/mo$1,478/mo
Take-home on $100,00014,15,8$79,180$79,180
State income tax on $100,000 (estimate)8$0 (FL)$0 (FL)
Rent burden on $100,00024%22%
Median pay, all jobs4$47,510$49,030
Federal locality pay area7Rest of U.S.Palm Bay-Melbourne-Titusville, FL

Rent areas: Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area and Palm Bay-Melbourne-Titusville, FL MSA. Metro areas: Crestview-Fort Walton Beach-Destin, FL and Palm Bay-Melbourne-Titusville, FL.

What costs more or less

Crestview, FLPalm Bay, FL
Price level (U.S. = 100)CrestviewPalm Bay
Housing (rent)94.9111.7
Goods96.296.2
Utilities89.088.1
Other services98.998.9
Overall97.0100.0
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Crestview, FL → Palm Bay, FL

Same pay buys less

Buying power −3.0%; rent takes 22% of take-home; state tax +$0/yr.

59 Fair offer

Palm Bay, FL → Crestview, FL

Same pay goes further

Buying power +3.1%; rent takes 24% of take-home; state tax +$0/yr.

78 Strong offer

On the GS pay scale?

Crestview, FL is in the Rest of U.S. pay area; Palm Bay, FL is in Palm Bay-Melbourne-Titusville, FL. The last column shows what a transfer from Crestview, FL to Palm Bay, FL at the same grade and step does to real buying power.

Grade5,2Crestview, FLPalm Bay, FLReal change, Crestview → Palm Bay
GS-9 step 1$61,722$62,181−2.3%
GS-11 step 1$74,678$75,233−2.3%
GS-12 step 1$89,508$90,173−2.3%
GS-13 step 1$106,437$107,228−2.3%
GS-14 step 1$125,776$126,711−2.3%

Pay for common jobs

Median annual pay4Crestview, FLPalm Bay, FLPalm Bay pay in Crestview dollars
Elementary School Teachers, Except Special Education$60,330$62,510$60,651 (+0.5%)
Software Developers$130,640$131,760$127,842 (−2.1%)
Accountants and Auditors$79,510$75,860$73,604 (−7.4%)
Registered Nurses$81,260$80,900$78,494 (−3.4%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.