City comparison
Columbus, GA vs Waco, TX
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Waco, TX are 3.6% higher than in Columbus, GA. Someone earning $100,000 in Columbus, GA would need about $103,600 in Waco, TX to live the same way.
- Rent differs too: a typical 1-bedroom costs $996 a month in Waco, TX versus $939 in Columbus, GA. On $100,000, that's 15% of take-home pay in Waco, TX and 15% in Columbus, GA.
- On $100,000, estimated state income tax is about $4,567 a year higher in Columbus, GA than in Waco, TX.
- For federal employees, locality pay changes a GS-13 step 1 salary by −5.4% moving from Columbus, GA to Waco, TX ($112,556 → $106,437), while prices change by +3.6%. Net effect of the transfer: −8.8% in real buying power.
- Columbus, GA: price level 89.3 (much cheaper)
- Waco, TX: price level 92.5 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Columbus, GA | Waco, TX | |
|---|---|---|
| Price level (U.S. = 100)2 | 89.3 | 92.5 |
| $100,000 is worth, in the other city2 | $103,644 in Waco | $96,484 in Columbus |
| Typical 1-bedroom rent3 | $939/mo | $996/mo |
| Take-home on $100,00014,15,8 | $74,613 | $79,180 |
| State income tax on $100,000 (estimate)8 | $4,567 (GA) | $0 (TX) |
| Rent burden on $100,000 | 15% | 15% |
| Median pay, all jobs4 | $43,540 | $46,020 |
| Federal locality pay area7 | Atlanta-Athens-Clarke County-Sandy Springs, GA-AL | Rest of U.S. |
Rent areas: Columbus, GA-AL HUD Metro FMR Area and Waco, TX HUD Metro FMR Area. Metro areas: Columbus, GA-AL and Waco, TX.
What costs more or less
| Price level (U.S. = 100) | Columbus | Waco |
|---|---|---|
| Housing (rent) | 61.2 | 83.5 |
| Goods | 96.3 | 93.8 |
| Utilities | 89.7 | 81.0 |
| Other services | 98.6 | 96.2 |
| Overall | 89.3 | 92.5 |
Moving with the same $100,000 salary
Columbus, GA → Waco, TX
Same pay buys less
Buying power −3.5%; rent takes 15% of take-home; state tax −$4,567/yr.
58 Fair offer
Waco, TX → Columbus, GA
Same pay goes further
Buying power +3.6%; rent takes 15% of take-home; state tax +$4,567/yr.
80 Strong offer
On the GS pay scale?
Columbus, GA is in the Atlanta-Athens-Clarke County-Sandy Springs, GA-AL pay area; Waco, TX is in Rest of U.S.. The last column shows what a transfer from Columbus, GA to Waco, TX at the same grade and step does to real buying power.
| Grade5,2 | Columbus, GA | Waco, TX | Real change, Columbus → Waco |
|---|---|---|---|
| GS-9 step 1 | $65,271 | $61,722 | −8.8% |
| GS-11 step 1 | $78,972 | $74,678 | −8.8% |
| GS-12 step 1 | $94,654 | $89,508 | −8.8% |
| GS-13 step 1 | $112,556 | $106,437 | −8.8% |
| GS-14 step 1 | $133,007 | $125,776 | −8.8% |
Pay for common jobs
| Median annual pay4 | Columbus, GA | Waco, TX | Waco pay in Columbus dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $61,360 | $59,100 | $57,022 (−7.1%) |
| Software Developers | $116,150 | $123,080 | $118,753 (+2.2%) |
| Accountants and Auditors | $73,640 | $76,140 | $73,463 (−0.2%) |
| Registered Nurses | $82,500 | $92,890 | $89,624 (+8.6%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.