City comparison
Columbia, SC vs Waco, TX
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Columbia, SC are 1.2% higher than in Waco, TX. Someone earning $100,000 in Waco, TX would need about $101,200 in Columbia, SC to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,164 a month in Columbia, SC versus $996 in Waco, TX. On $100,000, that's 19% of take-home pay in Columbia, SC and 15% in Waco, TX.
- On $100,000, estimated state income tax is about $4,843 a year higher in Columbia, SC than in Waco, TX.
- Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Columbia, SC to Waco, TX changes real buying power by +1.2%, purely from prices.
- Columbia, SC: price level 93.7 (cheaper)
- Waco, TX: price level 92.5 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Columbia, SC | Waco, TX | |
|---|---|---|
| Price level (U.S. = 100)2 | 93.7 | 92.5 |
| $100,000 is worth, in the other city2 | $98,813 in Waco | $101,202 in Columbia |
| Typical 1-bedroom rent3 | $1,164/mo | $996/mo |
| Take-home on $100,00014,15,8 | $74,337 | $79,180 |
| State income tax on $100,000 (estimate)8 | $4,843 (SC) | $0 (TX) |
| Rent burden on $100,000 | 19% | 15% |
| Median pay, all jobs4 | $46,430 | $46,020 |
| Federal locality pay area7 | Rest of U.S. | Rest of U.S. |
Rent areas: Columbia, SC HUD Metro FMR Area and Waco, TX HUD Metro FMR Area. Metro areas: Columbia, SC and Waco, TX.
What costs more or less
| Price level (U.S. = 100) | Columbia | Waco |
|---|---|---|
| Housing (rent) | 79.5 | 83.5 |
| Goods | 96.3 | 93.8 |
| Utilities | 88.3 | 81.0 |
| Other services | 98.3 | 96.2 |
| Overall | 93.7 | 92.5 |
Moving with the same $100,000 salary
Columbia, SC → Waco, TX
Roughly even
Buying power +1.2%; rent takes 15% of take-home; state tax −$4,843/yr.
73 Strong offer
Waco, TX → Columbia, SC
Roughly even
Buying power −1.2%; rent takes 19% of take-home; state tax +$4,843/yr.
65 Fair offer
On the GS pay scale?
Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Columbia, SC to Waco, TX at the same grade and step does to real buying power.
| Grade5,2 | Columbia, SC | Waco, TX | Real change, Columbia → Waco |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,722 | +1.2% |
| GS-11 step 1 | $74,678 | $74,678 | +1.2% |
| GS-12 step 1 | $89,508 | $89,508 | +1.2% |
| GS-13 step 1 | $106,437 | $106,437 | +1.2% |
| GS-14 step 1 | $125,776 | $125,776 | +1.2% |
Pay for common jobs
| Median annual pay4 | Columbia, SC | Waco, TX | Waco pay in Columbia dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $60,050 | $59,100 | $59,810 (−0.4%) |
| Software Developers | $123,380 | $123,080 | $124,559 (+1.0%) |
| Accountants and Auditors | $69,210 | $76,140 | $77,055 (+11.3%) |
| Registered Nurses | $81,920 | $92,890 | $94,006 (+14.8%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.