City comparison

Columbia, SC vs Ocala, FL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Ocala, FL are 1.7% higher than in Columbia, SC. Someone earning $100,000 in Columbia, SC would need about $101,700 in Ocala, FL to live the same way.
  • Typical 1-bedroom rents are close: $1,164 a month in Columbia, SC and $1,172 in Ocala, FL.
  • On $100,000, estimated state income tax is about $4,843 a year higher in Columbia, SC than in Ocala, FL.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Columbia, SC to Ocala, FL changes real buying power by −1.7%, purely from prices.
ColumbiaOcala
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Columbia, SC: price level 93.7 (cheaper)
  • Ocala, FL: price level 95.2 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Columbia, SCOcala, FL
Price level (U.S. = 100)293.795.2
$100,000 is worth, in the other city2$101,678 in Ocala$98,349 in Columbia
Typical 1-bedroom rent3$1,164/mo$1,172/mo
Take-home on $100,00014,15,8$74,337$79,180
State income tax on $100,000 (estimate)8$4,843 (SC)$0 (FL)
Rent burden on $100,00019%18%
Median pay, all jobs4$46,430$43,990
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Columbia, SC HUD Metro FMR Area and Ocala, FL MSA. Metro areas: Columbia, SC and Ocala, FL.

What costs more or less

Columbia, SCOcala, FL
Price level (U.S. = 100)ColumbiaOcala
Housing (rent)79.586.2
Goods96.396.2
Utilities88.387.1
Other services98.398.9
Overall93.795.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Columbia, SC → Ocala, FL

Roughly even

Buying power −1.7%; rent takes 18% of take-home; state tax −$4,843/yr.

64 Fair offer

Ocala, FL → Columbia, SC

Roughly even

Buying power +1.7%; rent takes 19% of take-home; state tax +$4,843/yr.

74 Strong offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Columbia, SC to Ocala, FL at the same grade and step does to real buying power.

Grade5,2Columbia, SCOcala, FLReal change, Columbia → Ocala
GS-9 step 1$61,722$61,722−1.7%
GS-11 step 1$74,678$74,678−1.7%
GS-12 step 1$89,508$89,508−1.7%
GS-13 step 1$106,437$106,437−1.7%
GS-14 step 1$125,776$125,776−1.7%

Pay for common jobs

Median annual pay4Columbia, SCOcala, FLOcala pay in Columbia dollars
Elementary School Teachers, Except Special Education$60,050$57,540$56,590 (−5.8%)
Software Developers$123,380$112,780$110,918 (−10.1%)
Accountants and Auditors$69,210$74,370$73,142 (+5.7%)
Registered Nurses$81,920$79,230$77,922 (−4.9%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.