City comparison

Colorado Springs, CO vs McAllen, TX

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Colorado Springs, CO are 17.2% higher than in McAllen, TX. Someone earning $100,000 in McAllen, TX would need about $117,200 in Colorado Springs, CO to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,464 a month in Colorado Springs, CO versus $847 in McAllen, TX. On $100,000, that's 23% of take-home pay in Colorado Springs, CO and 13% in McAllen, TX.
  • On $100,000, estimated state income tax is about $3,692 a year higher in Colorado Springs, CO than in McAllen, TX.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −2.6% moving from Colorado Springs, CO to McAllen, TX ($109,246 → $106,437), while prices change by −14.7%. Net effect of the transfer: +14.2% in real buying power.
Colorado SpringsMcAllen
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Colorado Springs, CO: price level 100.7 (about average)
  • McAllen, TX: price level 85.9 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Colorado Springs, COMcAllen, TX
Price level (U.S. = 100)2100.785.9
$100,000 is worth, in the other city2$85,292 in McAllen$117,244 in Colorado Springs
Typical 1-bedroom rent3$1,464/mo$847/mo
Take-home on $100,00014,15,8$75,488$79,180
State income tax on $100,000 (estimate)8$3,692 (CO)$0 (TX)
Rent burden on $100,00023%13%
Median pay, all jobs4$52,710$35,830
Federal locality pay area7Colorado Springs, CORest of U.S.

Rent areas: Colorado Springs, CO HUD Metro FMR Area and McAllen-Edinburg-Mission, TX MSA. Metro areas: Colorado Springs, CO and McAllen-Edinburg-Mission, TX.

What costs more or less

Colorado Springs, COMcAllen, TX
Price level (U.S. = 100)Colorado SpringsMcAllen
Housing (rent)116.255.9
Goods96.193.8
Utilities83.281.2
Other services99.896.2
Overall100.785.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Colorado Springs, CO → McAllen, TX

Same pay goes further

Buying power +17.2%; rent takes 13% of take-home; state tax −$3,692/yr.

100 Strong offer

McAllen, TX → Colorado Springs, CO

Same pay buys less

Buying power −14.7%; rent takes 23% of take-home; state tax +$3,692/yr.

38 Weak offer

On the GS pay scale?

Colorado Springs, CO is in the Colorado Springs, CO pay area; McAllen, TX is in Rest of U.S.. The last column shows what a transfer from Colorado Springs, CO to McAllen, TX at the same grade and step does to real buying power.

Grade5,2Colorado Springs, COMcAllen, TXReal change, Colorado Springs → McAllen
GS-9 step 1$63,351$61,722+14.2%
GS-11 step 1$76,650$74,678+14.2%
GS-12 step 1$91,870$89,508+14.2%
GS-13 step 1$109,246$106,437+14.2%
GS-14 step 1$129,096$125,776+14.2%

Pay for common jobs

Median annual pay4Colorado Springs, COMcAllen, TXMcAllen pay in Colorado Springs dollars
Elementary School Teachers, Except Special Education$61,140$63,110$73,993 (+21.0%)
Software Developers$134,280$116,120$136,144 (+1.4%)
Accountants and Auditors$85,000$64,470$75,587 (−11.1%)
Registered Nurses$96,140$80,540$94,429 (−1.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.