City comparison

College Station, TX vs San Jose, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in San Jose, CA are 21.4% higher than in College Station, TX. Someone earning $100,000 in College Station, TX would need about $121,400 in San Jose, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,982 a month in San Jose, CA versus $1,082 in College Station, TX. On $100,000, that's 48% of take-home pay in San Jose, CA and 16% in College Station, TX.
  • On $100,000, estimated state income tax is about $5,070 a year higher in San Jose, CA than in College Station, TX.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +25.0% moving from College Station, TX to San Jose, CA ($106,437 → $133,060), while prices change by +21.4%. Net effect of the transfer: +3.0% in real buying power.
College StationSan Jose
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • College Station, TX: price level 91.0 (much cheaper)
  • San Jose, CA: price level 110.4 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

College Station, TXSan Jose, CA
Price level (U.S. = 100)291.0110.4
$100,000 is worth, in the other city2$121,409 in San Jose$82,366 in College Station
Typical 1-bedroom rent3$1,082/mo$2,982/mo
Take-home on $100,00014,15,8$79,180$74,110
State income tax on $100,000 (estimate)8$0 (TX)$5,070 (CA)
Rent burden on $100,00016%48%
Median pay, all jobs4$44,470$84,050
Federal locality pay area7Rest of U.S.San Jose-San Francisco-Oakland, CA

Rent areas: College Station-Bryan, TX MSA and San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area. Metro areas: College Station-Bryan, TX and San Jose-Sunnyvale-Santa Clara, CA.

What costs more or less

College Station, TXSan Jose, CA
Price level (U.S. = 100)College StationSan Jose
Housing (rent)75.1211.9
Goods93.8105.2
Utilities84.4156.7
Other services96.2100.3
Overall91.0110.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

College Station, TX → San Jose, CA

Same pay buys less

Buying power −17.6%; rent takes 48% of take-home; state tax +$5,070/yr.

3 Weak offer

San Jose, CA → College Station, TX

Same pay goes further

Buying power +21.4%; rent takes 16% of take-home; state tax −$5,070/yr.

100 Strong offer

On the GS pay scale?

College Station, TX is in the Rest of U.S. pay area; San Jose, CA is in San Jose-San Francisco-Oakland, CA. The last column shows what a transfer from College Station, TX to San Jose, CA at the same grade and step does to real buying power.

Grade5,2College Station, TXSan Jose, CAReal change, College Station → San Jose
GS-9 step 1$61,722$77,161+3.0%
GS-11 step 1$74,678$93,358+3.0%
GS-12 step 1$89,508$111,896+3.0%
GS-13 step 1$106,437$133,060+3.0%
GS-14 step 1$125,776$157,236+3.0%

Pay for common jobs

Median annual pay4College Station, TXSan Jose, CASan Jose pay in College Station dollars
Elementary School Teachers, Except Special Education$57,870$102,860$84,722 (+46.4%)
Software Developers$101,910$213,110$175,530 (+72.2%)
Accountants and Auditors$71,810$121,700$100,239 (+39.6%)
Registered Nurses$83,090$216,740$178,520 (+114.9%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.