City comparison

Cleveland, OH vs Richmond, VA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Richmond, VA are 4.2% higher than in Cleveland, OH. Someone earning $100,000 in Cleveland, OH would need about $104,200 in Richmond, VA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,507 a month in Richmond, VA versus $1,058 in Cleveland, OH. On $100,000, that's 24% of take-home pay in Richmond, VA and 16% in Cleveland, OH.
  • On $100,000, estimated state income tax is about $2,968 a year higher in Richmond, VA than in Cleveland, OH.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +0.0% moving from Cleveland, OH to Richmond, VA ($111,138 → $111,183), while prices change by +4.2%. Net effect of the transfer: −4.0% in real buying power.
ClevelandRichmond
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Cleveland, OH: price level 93.9 (cheaper)
  • Richmond, VA: price level 97.9 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Cleveland, OHRichmond, VA
Price level (U.S. = 100)293.997.9
$100,000 is worth, in the other city2$104,190 in Richmond$95,979 in Cleveland
Typical 1-bedroom rent3$1,058/mo$1,507/mo
Take-home on $100,00014,15,8$77,212$74,244
State income tax on $100,000 (estimate)8$1,968 (OH)$4,936 (VA)
Rent burden on $100,00016%24%
Median pay, all jobs4$50,140$51,460
Federal locality pay area7Cleveland-Akron-Canton, OH-PARichmond, VA

Rent areas: Cleveland, OH HUD Metro FMR Area and Richmond, VA HUD Metro FMR Area. Metro areas: Cleveland, OH and Richmond, VA.

What costs more or less

Cleveland, OHRichmond, VA
Price level (U.S. = 100)ClevelandRichmond
Housing (rent)79.499.1
Goods93.696.8
Utilities96.089.2
Other services98.998.6
Overall93.997.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Cleveland, OH → Richmond, VA

Same pay buys less

Buying power −4.0%; rent takes 24% of take-home; state tax +$2,968/yr.

56 Fair offer

Richmond, VA → Cleveland, OH

Same pay goes further

Buying power +4.2%; rent takes 16% of take-home; state tax −$2,968/yr.

82 Strong offer

On the GS pay scale?

Cleveland, OH is in the Cleveland-Akron-Canton, OH-PA pay area; Richmond, VA is in Richmond, VA. The last column shows what a transfer from Cleveland, OH to Richmond, VA at the same grade and step does to real buying power.

Grade5,2Cleveland, OHRichmond, VAReal change, Cleveland → Richmond
GS-9 step 1$64,448$64,475−4.0%
GS-11 step 1$77,977$78,009−4.0%
GS-12 step 1$93,461$93,499−4.0%
GS-13 step 1$111,138$111,183−4.0%
GS-14 step 1$131,331$131,385−4.0%

Pay for common jobs

Median annual pay4Cleveland, OHRichmond, VARichmond pay in Cleveland dollars
Elementary School Teachers, Except Special Education$76,470$61,290$58,825 (−23.1%)
Software Developers$111,310$132,120$126,807 (+13.9%)
Accountants and Auditors$80,000$84,220$80,833 (+1.0%)
Registered Nurses$83,940$93,580$89,817 (+7.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.