City comparison
Cleveland, OH vs Naples, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Naples, FL are 9.9% higher than in Cleveland, OH. Someone earning $100,000 in Cleveland, OH would need about $109,900 in Naples, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,797 a month in Naples, FL versus $1,058 in Cleveland, OH. On $100,000, that's 27% of take-home pay in Naples, FL and 16% in Cleveland, OH.
- On $100,000, estimated state income tax is about $1,968 a year higher in Cleveland, OH than in Naples, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by −4.2% moving from Cleveland, OH to Naples, FL ($111,138 → $106,437), while prices change by +9.9%. Net effect of the transfer: −12.8% in real buying power.
- Cleveland, OH: price level 93.9 (cheaper)
- Naples, FL: price level 103.2 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Cleveland, OH | Naples, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 93.9 | 103.2 |
| $100,000 is worth, in the other city2 | $109,877 in Naples | $91,011 in Cleveland |
| Typical 1-bedroom rent3 | $1,058/mo | $1,797/mo |
| Take-home on $100,00014,15,8 | $77,212 | $79,180 |
| State income tax on $100,000 (estimate)8 | $1,968 (OH) | $0 (FL) |
| Rent burden on $100,000 | 16% | 27% |
| Median pay, all jobs4 | $50,140 | $47,800 |
| Federal locality pay area7 | Cleveland-Akron-Canton, OH-PA | Rest of U.S. |
Rent areas: Cleveland, OH HUD Metro FMR Area and Naples-Marco Island, FL MSA. Metro areas: Cleveland, OH and Naples-Marco Island, FL.
What costs more or less
| Price level (U.S. = 100) | Cleveland | Naples |
|---|---|---|
| Housing (rent) | 79.4 | 129.4 |
| Goods | 93.6 | 96.2 |
| Utilities | 96.0 | 87.8 |
| Other services | 98.9 | 98.9 |
| Overall | 93.9 | 103.2 |
Moving with the same $100,000 salary
Cleveland, OH → Naples, FL
Same pay buys less
Buying power −9.0%; rent takes 27% of take-home; state tax −$1,968/yr.
37 Weak offer
Naples, FL → Cleveland, OH
Same pay goes further
Buying power +9.9%; rent takes 16% of take-home; state tax +$1,968/yr.
100 Strong offer
On the GS pay scale?
Cleveland, OH is in the Cleveland-Akron-Canton, OH-PA pay area; Naples, FL is in Rest of U.S.. The last column shows what a transfer from Cleveland, OH to Naples, FL at the same grade and step does to real buying power.
| Grade5,2 | Cleveland, OH | Naples, FL | Real change, Cleveland → Naples |
|---|---|---|---|
| GS-9 step 1 | $64,448 | $61,722 | −12.8% |
| GS-11 step 1 | $77,977 | $74,678 | −12.8% |
| GS-12 step 1 | $93,461 | $89,508 | −12.8% |
| GS-13 step 1 | $111,138 | $106,437 | −12.8% |
| GS-14 step 1 | $131,331 | $125,776 | −12.8% |
Pay for common jobs
| Median annual pay4 | Cleveland, OH | Naples, FL | Naples pay in Cleveland dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $76,470 | $60,470 | $55,034 (−28.0%) |
| Software Developers | $111,310 | $130,730 | $118,978 (+6.9%) |
| Accountants and Auditors | $80,000 | $84,570 | $76,968 (−3.8%) |
| Registered Nurses | $83,940 | $93,330 | $84,940 (+1.2%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.