City comparison

Clarksville, TN vs Des Moines, IA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Overall prices in Clarksville, TN (90.9) and Des Moines, IA (91.7, U.S. average = 100) are within 1% of each other, so $100,000 in Clarksville, TN goes as far as $100,800 in Des Moines, IA.
  • Typical 1-bedroom rents are close: $1,094 a month in Clarksville, TN and $1,109 in Des Moines, IA.
  • On $100,000, estimated state income tax is about $3,148 a year higher in Des Moines, IA than in Clarksville, TN.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +0.8% moving from Clarksville, TN to Des Moines, IA ($106,437 → $107,301), while prices change by +0.8%. Net effect of the transfer: −0.0% in real buying power.
ClarksvilleDes Moines
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Clarksville, TN: price level 90.9 (much cheaper)
  • Des Moines, IA: price level 91.7 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Clarksville, TNDes Moines, IA
Price level (U.S. = 100)290.991.7
$100,000 is worth, in the other city2$100,829 in Des Moines$99,178 in Clarksville
Typical 1-bedroom rent3$1,094/mo$1,109/mo
Take-home on $100,00014,15,8$79,180$76,032
State income tax on $100,000 (estimate)8$0 (TN)$3,148 (IA)
Rent burden on $100,00017%18%
Median pay, all jobs4$44,860$51,820
Federal locality pay area7Rest of U.S.Des Moines-Ames-West Des Moines, IA

Rent areas: Clarksville, TN-KY HUD Metro FMR Area and Des Moines-West Des Moines, IA HUD Metro FMR Area. Metro areas: Clarksville, TN-KY and Des Moines-West Des Moines, IA.

What costs more or less

Clarksville, TNDes Moines, IA
Price level (U.S. = 100)ClarksvilleDes Moines
Housing (rent)73.884.7
Goods96.293.7
Utilities72.584.6
Other services95.592.9
Overall90.991.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Clarksville, TN → Des Moines, IA

Roughly even

Buying power −0.8%; rent takes 18% of take-home; state tax +$3,148/yr.

66 Fair offer

Des Moines, IA → Clarksville, TN

Roughly even

Buying power +0.8%; rent takes 17% of take-home; state tax −$3,148/yr.

71 Strong offer

On the GS pay scale?

Clarksville, TN is in the Rest of U.S. pay area; Des Moines, IA is in Des Moines-Ames-West Des Moines, IA. The last column shows what a transfer from Clarksville, TN to Des Moines, IA at the same grade and step does to real buying power.

Grade5,2Clarksville, TNDes Moines, IAReal change, Clarksville → Des Moines
GS-9 step 1$61,722$62,223−0.0%
GS-11 step 1$74,678$75,284−0.0%
GS-12 step 1$89,508$90,234−0.0%
GS-13 step 1$106,437$107,301−0.0%
GS-14 step 1$125,776$126,797−0.0%

Pay for common jobs

Median annual pay4Clarksville, TNDes Moines, IADes Moines pay in Clarksville dollars
Elementary School Teachers, Except Special Education$59,760$61,650$61,143 (+2.3%)
Software Developers$96,650$126,460$125,420 (+29.8%)
Accountants and Auditors$72,760$79,290$78,638 (+8.1%)
Registered Nurses$79,450$78,630$77,983 (−1.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.