City comparison
Cincinnati, OH vs Lafayette, LA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Cincinnati, OH are 9.4% higher than in Lafayette, LA. Someone earning $100,000 in Lafayette, LA would need about $109,400 in Cincinnati, OH to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,051 a month in Cincinnati, OH versus $898 in Lafayette, LA. On $100,000, that's 16% of take-home pay in Cincinnati, OH and 14% in Lafayette, LA.
- On $100,000, estimated state income tax is about $646 a year higher in Lafayette, LA than in Cincinnati, OH.
- For federal employees, locality pay changes a GS-13 step 1 salary by −4.0% moving from Cincinnati, OH to Lafayette, LA ($110,865 → $106,437), while prices change by −8.6%. Net effect of the transfer: +5.0% in real buying power.
- Cincinnati, OH: price level 95.4 (cheaper)
- Lafayette, LA: price level 87.2 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Cincinnati, OH | Lafayette, LA | |
|---|---|---|
| Price level (U.S. = 100)2 | 95.4 | 87.2 |
| $100,000 is worth, in the other city2 | $91,443 in Lafayette | $109,358 in Cincinnati |
| Typical 1-bedroom rent3 | $1,051/mo | $898/mo |
| Take-home on $100,00014,15,8 | $77,212 | $76,566 |
| State income tax on $100,000 (estimate)8 | $1,968 (OH) | $2,614 (LA) |
| Rent burden on $100,000 | 16% | 14% |
| Median pay, all jobs4 | $50,170 | $41,780 |
| Federal locality pay area7 | Cincinnati-Wilmington-Maysville, OH-KY-IN | Rest of U.S. |
Rent areas: Cincinnati, OH-KY-IN HUD Metro FMR Area and Lafayette, LA HUD Metro FMR Area. Metro areas: Cincinnati, OH-KY-IN and Lafayette, LA.
What costs more or less
| Price level (U.S. = 100) | Cincinnati | Lafayette |
|---|---|---|
| Housing (rent) | 87.6 | 58.8 |
| Goods | 93.8 | 93.7 |
| Utilities | 91.0 | 71.2 |
| Other services | 99.0 | 95.7 |
| Overall | 95.4 | 87.2 |
Moving with the same $100,000 salary
Cincinnati, OH → Lafayette, LA
Same pay goes further
Buying power +9.4%; rent takes 14% of take-home; state tax +$646/yr.
98 Strong offer
Lafayette, LA → Cincinnati, OH
Same pay buys less
Buying power −8.6%; rent takes 16% of take-home; state tax −$646/yr.
42 Weak offer
On the GS pay scale?
Cincinnati, OH is in the Cincinnati-Wilmington-Maysville, OH-KY-IN pay area; Lafayette, LA is in Rest of U.S.. The last column shows what a transfer from Cincinnati, OH to Lafayette, LA at the same grade and step does to real buying power.
| Grade5,2 | Cincinnati, OH | Lafayette, LA | Real change, Cincinnati → Lafayette |
|---|---|---|---|
| GS-9 step 1 | $64,290 | $61,722 | +5.0% |
| GS-11 step 1 | $77,785 | $74,678 | +5.0% |
| GS-12 step 1 | $93,231 | $89,508 | +5.0% |
| GS-13 step 1 | $110,865 | $106,437 | +5.0% |
| GS-14 step 1 | $131,009 | $125,776 | +5.0% |
Pay for common jobs
| Median annual pay4 | Cincinnati, OH | Lafayette, LA | Lafayette pay in Cincinnati dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $64,740 | $47,770 | $52,240 (−19.3%) |
| Software Developers | $121,420 | $109,010 | $119,211 (−1.8%) |
| Accountants and Auditors | $80,640 | $67,630 | $73,959 (−8.3%) |
| Registered Nurses | $83,650 | $81,960 | $89,630 (+7.1%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.