City comparison

Cincinnati, OH vs Davenport, IA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Cincinnati, OH are 7.1% higher than in Davenport, IA. Someone earning $100,000 in Davenport, IA would need about $107,100 in Cincinnati, OH to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,051 a month in Cincinnati, OH versus $928 in Davenport, IA. On $100,000, that's 16% of take-home pay in Cincinnati, OH and 15% in Davenport, IA.
  • On $100,000, estimated state income tax is about $1,181 a year higher in Davenport, IA than in Cincinnati, OH.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −2.5% moving from Cincinnati, OH to Davenport, IA ($110,865 → $108,137), while prices change by −6.6%. Net effect of the transfer: +4.4% in real buying power.
CincinnatiDavenport
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Cincinnati, OH: price level 95.4 (cheaper)
  • Davenport, IA: price level 89.1 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Cincinnati, OHDavenport, IA
Price level (U.S. = 100)295.489.1
$100,000 is worth, in the other city2$93,404 in Davenport$107,062 in Cincinnati
Typical 1-bedroom rent3$1,051/mo$928/mo
Take-home on $100,00014,15,8$77,212$76,032
State income tax on $100,000 (estimate)8$1,968 (OH)$3,148 (IA)
Rent burden on $100,00016%15%
Median pay, all jobs4$50,170$48,550
Federal locality pay area7Cincinnati-Wilmington-Maysville, OH-KY-INDavenport-Moline, IA-IL

Rent areas: Cincinnati, OH-KY-IN HUD Metro FMR Area and Davenport-Moline-Rock Island, IA-IL MSA. Metro areas: Cincinnati, OH-KY-IN and Davenport-Moline-Rock Island, IA-IL.

What costs more or less

Cincinnati, OHDavenport, IA
Price level (U.S. = 100)CincinnatiDavenport
Housing (rent)87.668.3
Goods93.894.2
Utilities91.089.9
Other services99.093.5
Overall95.489.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Cincinnati, OH → Davenport, IA

Same pay goes further

Buying power +7.1%; rent takes 15% of take-home; state tax +$1,181/yr.

91 Strong offer

Davenport, IA → Cincinnati, OH

Same pay buys less

Buying power −6.6%; rent takes 16% of take-home; state tax −$1,181/yr.

48 Fair offer

On the GS pay scale?

Cincinnati, OH is in the Cincinnati-Wilmington-Maysville, OH-KY-IN pay area; Davenport, IA is in Davenport-Moline, IA-IL. The last column shows what a transfer from Cincinnati, OH to Davenport, IA at the same grade and step does to real buying power.

Grade5,2Cincinnati, OHDavenport, IAReal change, Cincinnati → Davenport
GS-9 step 1$64,290$62,708+4.4%
GS-11 step 1$77,785$75,871+4.4%
GS-12 step 1$93,231$90,937+4.4%
GS-13 step 1$110,865$108,137+4.4%
GS-14 step 1$131,009$127,786+4.4%

Pay for common jobs

Median annual pay4Cincinnati, OHDavenport, IADavenport pay in Cincinnati dollars
Elementary School Teachers, Except Special Education$64,740$61,650$66,004 (+2.0%)
Software Developers$121,420$115,780$123,957 (+2.1%)
Accountants and Auditors$80,640$77,600$83,080 (+3.0%)
Registered Nurses$83,650$77,150$82,599 (−1.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.