City comparison

Chicago, IL vs Roanoke, VA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Chicago, IL are 10.7% higher than in Roanoke, VA. Someone earning $100,000 in Roanoke, VA would need about $110,700 in Chicago, IL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,581 a month in Chicago, IL versus $1,053 in Roanoke, VA. On $100,000, that's 26% of take-home pay in Chicago, IL and 17% in Roanoke, VA.
  • Estimated state income tax on $100,000 is close: $4,805 a year in IL and $4,936 in VA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −10.5% moving from Chicago, IL to Roanoke, VA ($118,984 → $106,437), while prices change by −9.6%. Net effect of the transfer: −1.0% in real buying power.
ChicagoRoanoke
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Chicago, IL: price level 103.6 (pricier)
  • Roanoke, VA: price level 93.6 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Chicago, ILRoanoke, VA
Price level (U.S. = 100)2103.693.6
$100,000 is worth, in the other city2$90,369 in Roanoke$110,657 in Chicago
Typical 1-bedroom rent3$1,581/mo$1,053/mo
Take-home on $100,00014,15,8$74,375$74,244
State income tax on $100,000 (estimate)8$4,805 (IL)$4,936 (VA)
Rent burden on $100,00026%17%
Median pay, all jobs4$54,720$47,140
Federal locality pay area7Chicago-Naperville, IL-IN-WIRest of U.S.

Rent areas: Chicago-Joliet-Naperville, IL HUD Metro FMR Area and Roanoke, VA HUD Metro FMR Area. Metro areas: Chicago-Naperville-Elgin, IL-IN and Roanoke, VA.

What costs more or less

Chicago, ILRoanoke, VA
Price level (U.S. = 100)ChicagoRoanoke
Housing (rent)112.078.5
Goods107.396.8
Utilities83.688.9
Other services100.598.6
Overall103.693.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Chicago, IL → Roanoke, VA

Same pay goes further

Buying power +10.7%; rent takes 17% of take-home; state tax +$131/yr.

100 Strong offer

Roanoke, VA → Chicago, IL

Same pay buys less

Buying power −9.6%; rent takes 26% of take-home; state tax −$131/yr.

38 Weak offer

On the GS pay scale?

Chicago, IL is in the Chicago-Naperville, IL-IN-WI pay area; Roanoke, VA is in Rest of U.S.. The last column shows what a transfer from Chicago, IL to Roanoke, VA at the same grade and step does to real buying power.

Grade5,2Chicago, ILRoanoke, VAReal change, Chicago → Roanoke
GS-9 step 1$68,999$61,722−1.0%
GS-11 step 1$83,482$74,678−1.0%
GS-12 step 1$100,059$89,508−1.0%
GS-13 step 1$118,984$106,437−1.0%
GS-14 step 1$140,604$125,776−1.0%

Pay for common jobs

Median annual pay4Chicago, ILRoanoke, VARoanoke pay in Chicago dollars
Elementary School Teachers, Except Special Education$78,390$62,010$68,618 (−12.5%)
Software Developers$134,380$121,110$134,017 (−0.3%)
Accountants and Auditors$82,360$77,240$85,472 (+3.8%)
Registered Nurses$100,490$80,090$88,625 (−11.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.