City comparison

Chicago, IL vs New Haven, CT

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Overall prices in Chicago, IL (103.6) and New Haven, CT (104.6, U.S. average = 100) are within 1% of each other, so $100,000 in Chicago, IL goes as far as $100,900 in New Haven, CT.
  • Typical 1-bedroom rents are close: $1,581 a month in Chicago, IL and $1,591 in New Haven, CT.
  • On $100,000, estimated state income tax is about $880 a year higher in Chicago, IL than in New Haven, CT.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +5.4% moving from Chicago, IL to New Haven, CT ($118,984 → $125,431), while prices change by +0.9%. Net effect of the transfer: +4.4% in real buying power.
ChicagoNew Haven
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Chicago, IL: price level 103.6 (pricier)
  • New Haven, CT: price level 104.6 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Chicago, ILNew Haven, CT
Price level (U.S. = 100)2103.6104.6
$100,000 is worth, in the other city2$100,931 in New Haven$99,078 in Chicago
Typical 1-bedroom rent3$1,581/mo$1,591/mo
Take-home on $100,00014,15,8$74,375$75,255
State income tax on $100,000 (estimate)8$4,805 (IL)$3,925 (CT)
Rent burden on $100,00026%25%
Median pay, all jobs4$54,720$60,060
Federal locality pay area7Chicago-Naperville, IL-IN-WINew York-Newark, NY-NJ-CT-PA

Rent areas: Chicago-Joliet-Naperville, IL HUD Metro FMR Area and New Haven, CT MSA. Metro areas: Chicago-Naperville-Elgin, IL-IN and New Haven, CT.

What costs more or less

Chicago, ILNew Haven, CT
Price level (U.S. = 100)ChicagoNew Haven
Housing (rent)112.0124.3
Goods107.397.3
Utilities83.6144.8
Other services100.5102.7
Overall103.6104.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Chicago, IL → New Haven, CT

Roughly even

Buying power −0.9%; rent takes 25% of take-home; state tax −$880/yr.

65 Fair offer

New Haven, CT → Chicago, IL

Roughly even

Buying power +0.9%; rent takes 26% of take-home; state tax +$880/yr.

71 Strong offer

On the GS pay scale?

Chicago, IL is in the Chicago-Naperville, IL-IN-WI pay area; New Haven, CT is in New York-Newark, NY-NJ-CT-PA. The last column shows what a transfer from Chicago, IL to New Haven, CT at the same grade and step does to real buying power.

Grade5,2Chicago, ILNew Haven, CTReal change, Chicago → New Haven
GS-9 step 1$68,999$72,737+4.4%
GS-11 step 1$83,482$88,005+4.4%
GS-12 step 1$100,059$105,481+4.4%
GS-13 step 1$118,984$125,431+4.4%
GS-14 step 1$140,604$148,222+4.4%

Pay for common jobs

Median annual pay4Chicago, ILNew Haven, CTNew Haven pay in Chicago dollars
Elementary School Teachers, Except Special Education$78,390$79,820$79,084 (+0.9%)
Software Developers$134,380$133,040$131,813 (−1.9%)
Accountants and Auditors$82,360$94,960$94,084 (+14.2%)
Registered Nurses$100,490$104,490$103,527 (+3.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.