City comparison
Chattanooga, TN vs Raleigh, NC
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Raleigh, NC are 7.3% higher than in Chattanooga, TN. Someone earning $100,000 in Chattanooga, TN would need about $107,300 in Raleigh, NC to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,596 a month in Raleigh, NC versus $1,263 in Chattanooga, TN. On $100,000, that's 25% of take-home pay in Raleigh, NC and 19% in Chattanooga, TN.
- On $100,000, estimated state income tax is about $3,481 a year higher in Raleigh, NC than in Chattanooga, TN.
- For federal employees, locality pay changes a GS-13 step 1 salary by +4.4% moving from Chattanooga, TN to Raleigh, NC ($106,437 → $111,147), while prices change by +7.3%. Net effect of the transfer: −2.7% in real buying power.
- Chattanooga, TN: price level 91.5 (much cheaper)
- Raleigh, NC: price level 98.2 (about average)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Chattanooga, TN | Raleigh, NC | |
|---|---|---|
| Price level (U.S. = 100)2 | 91.5 | 98.2 |
| $100,000 is worth, in the other city2 | $107,318 in Raleigh | $93,181 in Chattanooga |
| Typical 1-bedroom rent3 | $1,263/mo | $1,596/mo |
| Take-home on $100,00014,15,8 | $79,180 | $75,699 |
| State income tax on $100,000 (estimate)8 | $0 (TN) | $3,481 (NC) |
| Rent burden on $100,000 | 19% | 25% |
| Median pay, all jobs4 | $46,700 | $51,990 |
| Federal locality pay area7 | Rest of U.S. | Raleigh-Durham-Cary, NC |
Rent areas: Chattanooga, TN-GA MSA and Raleigh-Cary, NC MSA. Metro areas: Chattanooga, TN-GA and Raleigh-Cary, NC.
What costs more or less
| Price level (U.S. = 100) | Chattanooga | Raleigh |
|---|---|---|
| Housing (rent) | 76.5 | 103.5 |
| Goods | 96.0 | 96.6 |
| Utilities | 74.2 | 89.0 |
| Other services | 95.3 | 98.2 |
| Overall | 91.5 | 98.2 |
Moving with the same $100,000 salary
Chattanooga, TN → Raleigh, NC
Same pay buys less
Buying power −6.8%; rent takes 25% of take-home; state tax +$3,481/yr.
47 Fair offer
Raleigh, NC → Chattanooga, TN
Same pay goes further
Buying power +7.3%; rent takes 19% of take-home; state tax −$3,481/yr.
92 Strong offer
On the GS pay scale?
Chattanooga, TN is in the Rest of U.S. pay area; Raleigh, NC is in Raleigh-Durham-Cary, NC. The last column shows what a transfer from Chattanooga, TN to Raleigh, NC at the same grade and step does to real buying power.
| Grade5,2 | Chattanooga, TN | Raleigh, NC | Real change, Chattanooga → Raleigh |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $64,453 | −2.7% |
| GS-11 step 1 | $74,678 | $77,983 | −2.7% |
| GS-12 step 1 | $89,508 | $93,468 | −2.7% |
| GS-13 step 1 | $106,437 | $111,147 | −2.7% |
| GS-14 step 1 | $125,776 | $131,342 | −2.7% |
Pay for common jobs
| Median annual pay4 | Chattanooga, TN | Raleigh, NC | Raleigh pay in Chattanooga dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $59,830 | $60,170 | $56,067 (−6.3%) |
| Software Developers | $106,750 | $132,770 | $123,717 (+15.9%) |
| Accountants and Auditors | $76,680 | $81,950 | $76,362 (−0.4%) |
| Registered Nurses | $79,770 | $84,830 | $79,046 (−0.9%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.