City comparison

Chattanooga, TN vs Kingsport, TN

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Chattanooga, TN are 5.8% higher than in Kingsport, TN. Someone earning $100,000 in Kingsport, TN would need about $105,800 in Chattanooga, TN to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,263 a month in Chattanooga, TN versus $818 in Kingsport, TN. On $100,000, that's 19% of take-home pay in Chattanooga, TN and 12% in Kingsport, TN.
  • Both are in TN, so estimated state income tax is the same: $0 a year on $100,000.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Chattanooga, TN to Kingsport, TN changes real buying power by +5.8%, purely from prices.
ChattanoogaKingsport
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Chattanooga, TN: price level 91.5 (much cheaper)
  • Kingsport, TN: price level 86.4 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Chattanooga, TNKingsport, TN
Price level (U.S. = 100)291.586.4
$100,000 is worth, in the other city2$94,515 in Kingsport$105,804 in Chattanooga
Typical 1-bedroom rent3$1,263/mo$818/mo
Take-home on $100,00014,15,8$79,180$79,180
State income tax on $100,000 (estimate)8$0 (TN)$0 (TN)
Rent burden on $100,00019%12%
Median pay, all jobs4$46,700$45,240
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Chattanooga, TN-GA MSA and Kingsport-Bristol, TN-VA MSA. Metro areas: Chattanooga, TN-GA and Kingsport-Bristol, TN-VA.

What costs more or less

Chattanooga, TNKingsport, TN
Price level (U.S. = 100)ChattanoogaKingsport
Housing (rent)76.556.5
Goods96.096.2
Utilities74.275.9
Other services95.395.8
Overall91.586.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Chattanooga, TN → Kingsport, TN

Same pay goes further

Buying power +5.8%; rent takes 12% of take-home; state tax +$0/yr.

87 Strong offer

Kingsport, TN → Chattanooga, TN

Same pay buys less

Buying power −5.5%; rent takes 19% of take-home; state tax +$0/yr.

52 Fair offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Chattanooga, TN to Kingsport, TN at the same grade and step does to real buying power.

Grade5,2Chattanooga, TNKingsport, TNReal change, Chattanooga → Kingsport
GS-9 step 1$61,722$61,722+5.8%
GS-11 step 1$74,678$74,678+5.8%
GS-12 step 1$89,508$89,508+5.8%
GS-13 step 1$106,437$106,437+5.8%
GS-14 step 1$125,776$125,776+5.8%

Pay for common jobs

Median annual pay4Chattanooga, TNKingsport, TNKingsport pay in Chattanooga dollars
Elementary School Teachers, Except Special Education$59,830$58,130$61,504 (+2.8%)
Software Developers$106,750$115,310$122,002 (+14.3%)
Accountants and Auditors$76,680$75,940$80,347 (+4.8%)
Registered Nurses$79,770$76,730$81,183 (+1.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.