City comparison

Charlotte, NC vs Syracuse, NY

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Charlotte, NC are 1.7% higher than in Syracuse, NY. Someone earning $100,000 in Syracuse, NY would need about $101,700 in Charlotte, NC to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,538 a month in Charlotte, NC versus $1,123 in Syracuse, NY. On $100,000, that's 24% of take-home pay in Charlotte, NC and 18% in Syracuse, NY.
  • On $100,000, estimated state income tax is about $1,378 a year higher in Syracuse, NY than in Charlotte, NC.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −2.2% moving from Charlotte, NC to Syracuse, NY ($108,810 → $106,437), while prices change by −1.6%. Net effect of the transfer: −0.5% in real buying power.
CharlotteSyracuse
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Charlotte, NC: price level 97.3 (cheaper)
  • Syracuse, NY: price level 95.7 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Charlotte, NCSyracuse, NY
Price level (U.S. = 100)297.395.7
$100,000 is worth, in the other city2$98,350 in Syracuse$101,677 in Charlotte
Typical 1-bedroom rent3$1,538/mo$1,123/mo
Take-home on $100,00014,15,8$75,699$74,320
State income tax on $100,000 (estimate)8$3,481 (NC)$4,860 (NY)
Rent burden on $100,00024%18%
Median pay, all jobs4$49,990$52,990
Federal locality pay area7Charlotte-Concord, NC-SCRest of U.S.

Rent areas: Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area and Syracuse, NY MSA. Metro areas: Charlotte-Concord-Gastonia, NC-SC and Syracuse, NY.

What costs more or less

Charlotte, NCSyracuse, NY
Price level (U.S. = 100)CharlotteSyracuse
Housing (rent)97.680.7
Goods96.699.7
Utilities89.2133.4
Other services98.297.8
Overall97.395.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Charlotte, NC → Syracuse, NY

Roughly even

Buying power +1.7%; rent takes 18% of take-home; state tax +$1,378/yr.

74 Strong offer

Syracuse, NY → Charlotte, NC

Roughly even

Buying power −1.6%; rent takes 24% of take-home; state tax −$1,378/yr.

64 Fair offer

On the GS pay scale?

Charlotte, NC is in the Charlotte-Concord, NC-SC pay area; Syracuse, NY is in Rest of U.S.. The last column shows what a transfer from Charlotte, NC to Syracuse, NY at the same grade and step does to real buying power.

Grade5,2Charlotte, NCSyracuse, NYReal change, Charlotte → Syracuse
GS-9 step 1$63,098$61,722−0.5%
GS-11 step 1$76,343$74,678−0.5%
GS-12 step 1$91,503$89,508−0.5%
GS-13 step 1$108,810$106,437−0.5%
GS-14 step 1$128,581$125,776−0.5%

Pay for common jobs

Median annual pay4Charlotte, NCSyracuse, NYSyracuse pay in Charlotte dollars
Elementary School Teachers, Except Special Education$58,680$78,560$79,878 (+36.1%)
Software Developers$135,920$129,100$131,266 (−3.4%)
Accountants and Auditors$92,910$82,230$83,609 (−10.0%)
Registered Nurses$90,620$86,960$88,419 (−2.4%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.