City comparison

Charlotte, NC vs Norwich, CT

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Norwich, CT are 3.2% higher than in Charlotte, NC. Someone earning $100,000 in Charlotte, NC would need about $103,200 in Norwich, CT to live the same way.
  • Typical 1-bedroom rents are close: $1,538 a month in Charlotte, NC and $1,496 in Norwich, CT.
  • On $100,000, estimated state income tax is about $444 a year higher in Norwich, CT than in Charlotte, NC.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +10.4% moving from Charlotte, NC to Norwich, CT ($108,810 → $120,094), while prices change by +3.2%. Net effect of the transfer: +7.0% in real buying power.
CharlotteNorwich
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Charlotte, NC: price level 97.3 (cheaper)
  • Norwich, CT: price level 100.4 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Charlotte, NCNorwich, CT
Price level (U.S. = 100)297.3100.4
$100,000 is worth, in the other city2$103,181 in Norwich$96,917 in Charlotte
Typical 1-bedroom rent3$1,538/mo$1,496/mo
Take-home on $100,00014,15,8$75,699$75,255
State income tax on $100,000 (estimate)8$3,481 (NC)$3,925 (CT)
Rent burden on $100,00024%24%
Median pay, all jobs4$49,990$57,370
Federal locality pay area7Charlotte-Concord, NC-SCHartford-East Hartford, CT-MA

Rent areas: Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area and Norwich-New London-Willimantic, CT MSA. Metro areas: Charlotte-Concord-Gastonia, NC-SC and Norwich-New London-Willimantic, CT.

What costs more or less

Charlotte, NCNorwich, CT
Price level (U.S. = 100)CharlotteNorwich
Housing (rent)97.693.7
Goods96.697.3
Utilities89.2148.6
Other services98.2102.7
Overall97.3100.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Charlotte, NC → Norwich, CT

Same pay buys less

Buying power −3.1%; rent takes 24% of take-home; state tax +$444/yr.

59 Fair offer

Norwich, CT → Charlotte, NC

Same pay goes further

Buying power +3.2%; rent takes 24% of take-home; state tax −$444/yr.

79 Strong offer

On the GS pay scale?

Charlotte, NC is in the Charlotte-Concord, NC-SC pay area; Norwich, CT is in Hartford-East Hartford, CT-MA. The last column shows what a transfer from Charlotte, NC to Norwich, CT at the same grade and step does to real buying power.

Grade5,2Charlotte, NCNorwich, CTReal change, Charlotte → Norwich
GS-9 step 1$63,098$69,642+7.0%
GS-11 step 1$76,343$84,260+7.0%
GS-12 step 1$91,503$100,992+7.0%
GS-13 step 1$108,810$120,094+7.0%
GS-14 step 1$128,581$141,915+7.0%

Pay for common jobs

Median annual pay4Charlotte, NCNorwich, CTNorwich pay in Charlotte dollars
Elementary School Teachers, Except Special Education$58,680$83,840$81,255 (+38.5%)
Software Developers$135,920$123,780$119,964 (−11.7%)
Accountants and Auditors$92,910$82,530$79,985 (−13.9%)
Registered Nurses$90,620$101,330$98,206 (+8.4%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.