City comparison
Charlotte, NC vs New Haven, CT
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in New Haven, CT are 7.4% higher than in Charlotte, NC. Someone earning $100,000 in Charlotte, NC would need about $107,400 in New Haven, CT to live the same way.
- Typical 1-bedroom rents are close: $1,538 a month in Charlotte, NC and $1,591 in New Haven, CT.
- On $100,000, estimated state income tax is about $444 a year higher in New Haven, CT than in Charlotte, NC.
- For federal employees, locality pay changes a GS-13 step 1 salary by +15.3% moving from Charlotte, NC to New Haven, CT ($108,810 → $125,431), while prices change by +7.4%. Net effect of the transfer: +7.3% in real buying power.
- Charlotte, NC: price level 97.3 (cheaper)
- New Haven, CT: price level 104.6 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Charlotte, NC | New Haven, CT | |
|---|---|---|
| Price level (U.S. = 100)2 | 97.3 | 104.6 |
| $100,000 is worth, in the other city2 | $107,407 in New Haven | $93,103 in Charlotte |
| Typical 1-bedroom rent3 | $1,538/mo | $1,591/mo |
| Take-home on $100,00014,15,8 | $75,699 | $75,255 |
| State income tax on $100,000 (estimate)8 | $3,481 (NC) | $3,925 (CT) |
| Rent burden on $100,000 | 24% | 25% |
| Median pay, all jobs4 | $49,990 | $60,060 |
| Federal locality pay area7 | Charlotte-Concord, NC-SC | New York-Newark, NY-NJ-CT-PA |
Rent areas: Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area and New Haven, CT MSA. Metro areas: Charlotte-Concord-Gastonia, NC-SC and New Haven, CT.
What costs more or less
| Price level (U.S. = 100) | Charlotte | New Haven |
|---|---|---|
| Housing (rent) | 97.6 | 124.3 |
| Goods | 96.6 | 97.3 |
| Utilities | 89.2 | 144.8 |
| Other services | 98.2 | 102.7 |
| Overall | 97.3 | 104.6 |
Moving with the same $100,000 salary
Charlotte, NC → New Haven, CT
Same pay buys less
Buying power −6.9%; rent takes 25% of take-home; state tax +$444/yr.
47 Fair offer
New Haven, CT → Charlotte, NC
Same pay goes further
Buying power +7.4%; rent takes 24% of take-home; state tax −$444/yr.
92 Strong offer
On the GS pay scale?
Charlotte, NC is in the Charlotte-Concord, NC-SC pay area; New Haven, CT is in New York-Newark, NY-NJ-CT-PA. The last column shows what a transfer from Charlotte, NC to New Haven, CT at the same grade and step does to real buying power.
| Grade5,2 | Charlotte, NC | New Haven, CT | Real change, Charlotte → New Haven |
|---|---|---|---|
| GS-9 step 1 | $63,098 | $72,737 | +7.3% |
| GS-11 step 1 | $76,343 | $88,005 | +7.3% |
| GS-12 step 1 | $91,503 | $105,481 | +7.3% |
| GS-13 step 1 | $108,810 | $125,431 | +7.3% |
| GS-14 step 1 | $128,581 | $148,222 | +7.3% |
Pay for common jobs
| Median annual pay4 | Charlotte, NC | New Haven, CT | New Haven pay in Charlotte dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $58,680 | $79,820 | $74,315 (+26.6%) |
| Software Developers | $135,920 | $133,040 | $123,865 (−8.9%) |
| Accountants and Auditors | $92,910 | $94,960 | $88,411 (−4.8%) |
| Registered Nurses | $90,620 | $104,490 | $97,284 (+7.4%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.