City comparison
Charlotte, NC vs Kiryas Joel, NY
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Kiryas Joel, NY are 12.4% higher than in Charlotte, NC. Someone earning $100,000 in Charlotte, NC would need about $112,400 in Kiryas Joel, NY to live the same way.
- Typical 1-bedroom rents are close: $1,538 a month in Charlotte, NC and $1,549 in Kiryas Joel, NY.
- On $100,000, estimated state income tax is about $1,378 a year higher in Kiryas Joel, NY than in Charlotte, NC.
- For federal employees, locality pay changes a GS-13 step 1 salary by +15.3% moving from Charlotte, NC to Kiryas Joel, NY ($108,810 → $125,431), while prices change by +12.4%. Net effect of the transfer: +2.6% in real buying power.
- Charlotte, NC: price level 97.3 (cheaper)
- Kiryas Joel, NY: price level 109.4 (much pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Charlotte, NC | Kiryas Joel, NY | |
|---|---|---|
| Price level (U.S. = 100)2 | 97.3 | 109.4 |
| $100,000 is worth, in the other city2 | $112,403 in Kiryas Joel | $88,966 in Charlotte |
| Typical 1-bedroom rent3 | $1,538/mo | $1,549/mo |
| Take-home on $100,00014,15,8 | $75,699 | $74,320 |
| State income tax on $100,000 (estimate)8 | $3,481 (NC) | $4,860 (NY) |
| Rent burden on $100,000 | 24% | 25% |
| Median pay, all jobs4 | $49,990 | $50,990 |
| Federal locality pay area7 | Charlotte-Concord, NC-SC | New York-Newark, NY-NJ-CT-PA |
Rent areas: Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area and Kiryas Joel-Poughkeepsie-Newburgh, NY MSA. Metro areas: Charlotte-Concord-Gastonia, NC-SC and Kiryas Joel-Poughkeepsie-Newburgh, NY.
What costs more or less
| Price level (U.S. = 100) | Charlotte | Kiryas Joel |
|---|---|---|
| Housing (rent) | 97.6 | 115.8 |
| Goods | 96.6 | 110.3 |
| Utilities | 89.2 | 136.8 |
| Other services | 98.2 | 106.5 |
| Overall | 97.3 | 109.4 |
Moving with the same $100,000 salary
Charlotte, NC → Kiryas Joel, NY
Same pay buys less
Buying power −11.0%; rent takes 25% of take-home; state tax +$1,378/yr.
37 Weak offer
Kiryas Joel, NY → Charlotte, NC
Same pay goes further
Buying power +12.4%; rent takes 24% of take-home; state tax −$1,378/yr.
100 Strong offer
On the GS pay scale?
Charlotte, NC is in the Charlotte-Concord, NC-SC pay area; Kiryas Joel, NY is in New York-Newark, NY-NJ-CT-PA. The last column shows what a transfer from Charlotte, NC to Kiryas Joel, NY at the same grade and step does to real buying power.
| Grade5,2 | Charlotte, NC | Kiryas Joel, NY | Real change, Charlotte → Kiryas Joel |
|---|---|---|---|
| GS-9 step 1 | $63,098 | $72,737 | +2.6% |
| GS-11 step 1 | $76,343 | $88,005 | +2.6% |
| GS-12 step 1 | $91,503 | $105,481 | +2.6% |
| GS-13 step 1 | $108,810 | $125,431 | +2.6% |
| GS-14 step 1 | $128,581 | $148,222 | +2.6% |
Pay for common jobs
| Median annual pay4 | Charlotte, NC | Kiryas Joel, NY | Kiryas Joel pay in Charlotte dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $58,680 | $81,770 | $72,747 (+24.0%) |
| Software Developers | $135,920 | $145,830 | $129,739 (−4.5%) |
| Accountants and Auditors | $92,910 | $88,900 | $79,090 (−14.9%) |
| Registered Nurses | $90,620 | $102,890 | $91,537 (+1.0%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.