City comparison

Charleston, SC vs San Luis Obispo, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in San Luis Obispo, CA are 7.6% higher than in Charleston, SC. Someone earning $100,000 in Charleston, SC would need about $107,600 in San Luis Obispo, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,914 a month in San Luis Obispo, CA versus $1,630 in Charleston, SC. On $100,000, that's 31% of take-home pay in San Luis Obispo, CA and 26% in Charleston, SC.
  • Estimated state income tax on $100,000 is close: $4,843 a year in SC and $5,070 in CA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +16.6% moving from Charleston, SC to San Luis Obispo, CA ($106,437 → $124,085), while prices change by +7.6%. Net effect of the transfer: +8.4% in real buying power.
CharlestonSan Luis Obispo
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Charleston, SC: price level 101.0 (about average)
  • San Luis Obispo, CA: price level 108.6 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Charleston, SCSan Luis Obispo, CA
Price level (U.S. = 100)2101.0108.6
$100,000 is worth, in the other city2$107,561 in San Luis Obispo$92,970 in Charleston
Typical 1-bedroom rent3$1,630/mo$1,914/mo
Take-home on $100,00014,15,8$74,337$74,110
State income tax on $100,000 (estimate)8$4,843 (SC)$5,070 (CA)
Rent burden on $100,00026%31%
Median pay, all jobs4$49,150$50,770
Federal locality pay area7Rest of U.S.Los Angeles-Long Beach, CA

Rent areas: Charleston-North Charleston, SC MSA and San Luis Obispo-Paso Robles, CA MSA. Metro areas: Charleston-North Charleston, SC and San Luis Obispo-Paso Robles, CA.

What costs more or less

Charleston, SCSan Luis Obispo, CA
Price level (U.S. = 100)CharlestonSan Luis Obispo
Housing (rent)119.8144.4
Goods96.3105.2
Utilities88.2147.8
Other services98.3100.3
Overall101.0108.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Charleston, SC → San Luis Obispo, CA

Same pay buys less

Buying power −7.0%; rent takes 31% of take-home; state tax +$228/yr.

38 Weak offer

San Luis Obispo, CA → Charleston, SC

Same pay goes further

Buying power +7.6%; rent takes 26% of take-home; state tax −$228/yr.

90 Strong offer

On the GS pay scale?

Charleston, SC is in the Rest of U.S. pay area; San Luis Obispo, CA is in Los Angeles-Long Beach, CA. The last column shows what a transfer from Charleston, SC to San Luis Obispo, CA at the same grade and step does to real buying power.

Grade5,2Charleston, SCSan Luis Obispo, CAReal change, Charleston → San Luis Obispo
GS-9 step 1$61,722$71,957+8.4%
GS-11 step 1$74,678$87,061+8.4%
GS-12 step 1$89,508$104,349+8.4%
GS-13 step 1$106,437$124,085+8.4%
GS-14 step 1$125,776$146,632+8.4%

Pay for common jobs

Median annual pay4Charleston, SCSan Luis Obispo, CASan Luis Obispo pay in Charleston dollars
Elementary School Teachers, Except Special Education$61,020$97,620$90,758 (+48.7%)
Software Developers$132,150$135,020$125,528 (−5.0%)
Accountants and Auditors$79,350$88,160$81,963 (+3.3%)
Registered Nurses$92,800$138,820$129,061 (+39.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.