City comparison
Charleston, SC vs Lubbock, TX
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Charleston, SC are 10.6% higher than in Lubbock, TX. Someone earning $100,000 in Lubbock, TX would need about $110,600 in Charleston, SC to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,630 a month in Charleston, SC versus $990 in Lubbock, TX. On $100,000, that's 26% of take-home pay in Charleston, SC and 15% in Lubbock, TX.
- On $100,000, estimated state income tax is about $4,843 a year higher in Charleston, SC than in Lubbock, TX.
- Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Charleston, SC to Lubbock, TX changes real buying power by +10.6%, purely from prices.
- Charleston, SC: price level 101.0 (about average)
- Lubbock, TX: price level 91.3 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Charleston, SC | Lubbock, TX | |
|---|---|---|
| Price level (U.S. = 100)2 | 101.0 | 91.3 |
| $100,000 is worth, in the other city2 | $90,447 in Lubbock | $110,562 in Charleston |
| Typical 1-bedroom rent3 | $1,630/mo | $990/mo |
| Take-home on $100,00014,15,8 | $74,337 | $79,180 |
| State income tax on $100,000 (estimate)8 | $4,843 (SC) | $0 (TX) |
| Rent burden on $100,000 | 26% | 15% |
| Median pay, all jobs4 | $49,150 | $42,130 |
| Federal locality pay area7 | Rest of U.S. | Rest of U.S. |
Rent areas: Charleston-North Charleston, SC MSA and Lubbock, TX HUD Metro FMR Area. Metro areas: Charleston-North Charleston, SC and Lubbock, TX.
What costs more or less
| Price level (U.S. = 100) | Charleston | Lubbock |
|---|---|---|
| Housing (rent) | 119.8 | 76.4 |
| Goods | 96.3 | 93.8 |
| Utilities | 88.2 | 82.8 |
| Other services | 98.3 | 96.2 |
| Overall | 101.0 | 91.3 |
Moving with the same $100,000 salary
Charleston, SC → Lubbock, TX
Same pay goes further
Buying power +10.6%; rent takes 15% of take-home; state tax −$4,843/yr.
100 Strong offer
Lubbock, TX → Charleston, SC
Same pay buys less
Buying power −9.6%; rent takes 26% of take-home; state tax +$4,843/yr.
37 Weak offer
On the GS pay scale?
Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Charleston, SC to Lubbock, TX at the same grade and step does to real buying power.
| Grade5,2 | Charleston, SC | Lubbock, TX | Real change, Charleston → Lubbock |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,722 | +10.6% |
| GS-11 step 1 | $74,678 | $74,678 | +10.6% |
| GS-12 step 1 | $89,508 | $89,508 | +10.6% |
| GS-13 step 1 | $106,437 | $106,437 | +10.6% |
| GS-14 step 1 | $125,776 | $125,776 | +10.6% |
Pay for common jobs
| Median annual pay4 | Charleston, SC | Lubbock, TX | Lubbock pay in Charleston dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $61,020 | $59,220 | $65,475 (+7.3%) |
| Software Developers | $132,150 | $115,190 | $127,356 (−3.6%) |
| Accountants and Auditors | $79,350 | $74,390 | $82,247 (+3.7%) |
| Registered Nurses | $92,800 | $81,480 | $90,086 (−2.9%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.