City comparison

Charleston, SC vs Fort Wayne, IN

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Charleston, SC are 9.1% higher than in Fort Wayne, IN. Someone earning $100,000 in Fort Wayne, IN would need about $109,100 in Charleston, SC to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,630 a month in Charleston, SC versus $916 in Fort Wayne, IN. On $100,000, that's 26% of take-home pay in Charleston, SC and 14% in Fort Wayne, IN.
  • On $100,000, estimated state income tax is about $1,922 a year higher in Charleston, SC than in Fort Wayne, IN.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Charleston, SC to Fort Wayne, IN changes real buying power by +9.1%, purely from prices.
CharlestonFort Wayne
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Charleston, SC: price level 101.0 (about average)
  • Fort Wayne, IN: price level 92.6 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Charleston, SCFort Wayne, IN
Price level (U.S. = 100)2101.092.6
$100,000 is worth, in the other city2$91,690 in Fort Wayne$109,063 in Charleston
Typical 1-bedroom rent3$1,630/mo$916/mo
Take-home on $100,00014,15,8$74,337$76,260
State income tax on $100,000 (estimate)8$4,843 (SC)$2,921 (IN)
Rent burden on $100,00026%14%
Median pay, all jobs4$49,150$47,700
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Charleston-North Charleston, SC MSA and Fort Wayne, IN HUD Metro FMR Area. Metro areas: Charleston-North Charleston, SC and Fort Wayne, IN.

What costs more or less

Charleston, SCFort Wayne, IN
Price level (U.S. = 100)CharlestonFort Wayne
Housing (rent)119.872.3
Goods96.394.3
Utilities88.286.2
Other services98.399.1
Overall101.092.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Charleston, SC → Fort Wayne, IN

Same pay goes further

Buying power +9.1%; rent takes 14% of take-home; state tax −$1,922/yr.

97 Strong offer

Fort Wayne, IN → Charleston, SC

Same pay buys less

Buying power −8.3%; rent takes 26% of take-home; state tax +$1,922/yr.

41 Weak offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Charleston, SC to Fort Wayne, IN at the same grade and step does to real buying power.

Grade5,2Charleston, SCFort Wayne, INReal change, Charleston → Fort Wayne
GS-9 step 1$61,722$61,722+9.1%
GS-11 step 1$74,678$74,678+9.1%
GS-12 step 1$89,508$89,508+9.1%
GS-13 step 1$106,437$106,437+9.1%
GS-14 step 1$125,776$125,776+9.1%

Pay for common jobs

Median annual pay4Charleston, SCFort Wayne, INFort Wayne pay in Charleston dollars
Elementary School Teachers, Except Special Education$61,020$59,800$65,220 (+6.9%)
Software Developers$132,150$101,560$110,765 (−16.2%)
Accountants and Auditors$79,350$75,250$82,070 (+3.4%)
Registered Nurses$92,800$79,630$86,847 (−6.4%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.