City comparison

Charleston, SC vs Des Moines, IA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Charleston, SC are 10.1% higher than in Des Moines, IA. Someone earning $100,000 in Des Moines, IA would need about $110,100 in Charleston, SC to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,630 a month in Charleston, SC versus $1,109 in Des Moines, IA. On $100,000, that's 26% of take-home pay in Charleston, SC and 18% in Des Moines, IA.
  • On $100,000, estimated state income tax is about $1,695 a year higher in Charleston, SC than in Des Moines, IA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +0.8% moving from Charleston, SC to Des Moines, IA ($106,437 → $107,301), while prices change by −9.2%. Net effect of the transfer: +11.0% in real buying power.
CharlestonDes Moines
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Charleston, SC: price level 101.0 (about average)
  • Des Moines, IA: price level 91.7 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Charleston, SCDes Moines, IA
Price level (U.S. = 100)2101.091.7
$100,000 is worth, in the other city2$90,827 in Des Moines$110,099 in Charleston
Typical 1-bedroom rent3$1,630/mo$1,109/mo
Take-home on $100,00014,15,8$74,337$76,032
State income tax on $100,000 (estimate)8$4,843 (SC)$3,148 (IA)
Rent burden on $100,00026%18%
Median pay, all jobs4$49,150$51,820
Federal locality pay area7Rest of U.S.Des Moines-Ames-West Des Moines, IA

Rent areas: Charleston-North Charleston, SC MSA and Des Moines-West Des Moines, IA HUD Metro FMR Area. Metro areas: Charleston-North Charleston, SC and Des Moines-West Des Moines, IA.

What costs more or less

Charleston, SCDes Moines, IA
Price level (U.S. = 100)CharlestonDes Moines
Housing (rent)119.884.7
Goods96.393.7
Utilities88.284.6
Other services98.392.9
Overall101.091.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Charleston, SC → Des Moines, IA

Same pay goes further

Buying power +10.1%; rent takes 18% of take-home; state tax −$1,695/yr.

100 Strong offer

Des Moines, IA → Charleston, SC

Same pay buys less

Buying power −9.2%; rent takes 26% of take-home; state tax +$1,695/yr.

38 Weak offer

On the GS pay scale?

Charleston, SC is in the Rest of U.S. pay area; Des Moines, IA is in Des Moines-Ames-West Des Moines, IA. The last column shows what a transfer from Charleston, SC to Des Moines, IA at the same grade and step does to real buying power.

Grade5,2Charleston, SCDes Moines, IAReal change, Charleston → Des Moines
GS-9 step 1$61,722$62,223+11.0%
GS-11 step 1$74,678$75,284+11.0%
GS-12 step 1$89,508$90,234+11.0%
GS-13 step 1$106,437$107,301+11.0%
GS-14 step 1$125,776$126,797+11.0%

Pay for common jobs

Median annual pay4Charleston, SCDes Moines, IADes Moines pay in Charleston dollars
Elementary School Teachers, Except Special Education$61,020$61,650$67,876 (+11.2%)
Software Developers$132,150$126,460$139,231 (+5.4%)
Accountants and Auditors$79,350$79,290$87,298 (+10.0%)
Registered Nurses$92,800$78,630$86,571 (−6.7%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.