City comparison
Cape Coral, FL vs Kiryas Joel, NY
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Kiryas Joel, NY are 6.9% higher than in Cape Coral, FL. Someone earning $100,000 in Cape Coral, FL would need about $106,900 in Kiryas Joel, NY to live the same way.
- Rent differs too: a typical 1-bedroom costs $1,638 a month in Cape Coral, FL versus $1,549 in Kiryas Joel, NY. On $100,000, that's 25% of take-home pay in Cape Coral, FL and 25% in Kiryas Joel, NY.
- On $100,000, estimated state income tax is about $4,860 a year higher in Kiryas Joel, NY than in Cape Coral, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by +17.8% moving from Cape Coral, FL to Kiryas Joel, NY ($106,437 → $125,431), while prices change by +6.9%. Net effect of the transfer: +10.2% in real buying power.
- Cape Coral, FL: price level 102.3 (pricier)
- Kiryas Joel, NY: price level 109.4 (much pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Cape Coral, FL | Kiryas Joel, NY | |
|---|---|---|
| Price level (U.S. = 100)2 | 102.3 | 109.4 |
| $100,000 is worth, in the other city2 | $106,911 in Kiryas Joel | $93,536 in Cape Coral |
| Typical 1-bedroom rent3 | $1,638/mo | $1,549/mo |
| Take-home on $100,00014,15,8 | $79,180 | $74,320 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $4,860 (NY) |
| Rent burden on $100,000 | 25% | 25% |
| Median pay, all jobs4 | $46,780 | $50,990 |
| Federal locality pay area7 | Rest of U.S. | New York-Newark, NY-NJ-CT-PA |
Rent areas: Cape Coral-Fort Myers, FL MSA and Kiryas Joel-Poughkeepsie-Newburgh, NY MSA. Metro areas: Cape Coral-Fort Myers, FL and Kiryas Joel-Poughkeepsie-Newburgh, NY.
What costs more or less
| Price level (U.S. = 100) | Cape Coral | Kiryas Joel |
|---|---|---|
| Housing (rent) | 125.1 | 115.8 |
| Goods | 96.2 | 110.3 |
| Utilities | 86.9 | 136.8 |
| Other services | 98.9 | 106.5 |
| Overall | 102.3 | 109.4 |
Moving with the same $100,000 salary
Cape Coral, FL → Kiryas Joel, NY
Same pay buys less
Buying power −6.5%; rent takes 25% of take-home; state tax +$4,860/yr.
49 Fair offer
Kiryas Joel, NY → Cape Coral, FL
Same pay goes further
Buying power +6.9%; rent takes 25% of take-home; state tax −$4,860/yr.
90 Strong offer
On the GS pay scale?
Cape Coral, FL is in the Rest of U.S. pay area; Kiryas Joel, NY is in New York-Newark, NY-NJ-CT-PA. The last column shows what a transfer from Cape Coral, FL to Kiryas Joel, NY at the same grade and step does to real buying power.
| Grade5,2 | Cape Coral, FL | Kiryas Joel, NY | Real change, Cape Coral → Kiryas Joel |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $72,737 | +10.2% |
| GS-11 step 1 | $74,678 | $88,005 | +10.2% |
| GS-12 step 1 | $89,508 | $105,481 | +10.2% |
| GS-13 step 1 | $106,437 | $125,431 | +10.2% |
| GS-14 step 1 | $125,776 | $148,222 | +10.2% |
Pay for common jobs
| Median annual pay4 | Cape Coral, FL | Kiryas Joel, NY | Kiryas Joel pay in Cape Coral dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $60,470 | $81,770 | $76,484 (+26.5%) |
| Software Developers | $126,940 | $145,830 | $136,404 (+7.5%) |
| Accountants and Auditors | $79,420 | $88,900 | $83,154 (+4.7%) |
| Registered Nurses | $82,860 | $102,890 | $96,239 (+16.1%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.