City comparison

Cape Coral, FL vs Kansas City, MO

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Cape Coral, FL are 10.6% higher than in Kansas City, MO. Someone earning $100,000 in Kansas City, MO would need about $110,600 in Cape Coral, FL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,638 a month in Cape Coral, FL versus $1,197 in Kansas City, MO. On $100,000, that's 25% of take-home pay in Cape Coral, FL and 19% in Kansas City, MO.
  • On $100,000, estimated state income tax is about $3,763 a year higher in Kansas City, MO than in Cape Coral, FL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +1.6% moving from Cape Coral, FL to Kansas City, MO ($106,437 → $108,173), while prices change by −9.6%. Net effect of the transfer: +12.4% in real buying power.
Cape CoralKansas City
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Cape Coral, FL: price level 102.3 (pricier)
  • Kansas City, MO: price level 92.5 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Cape Coral, FLKansas City, MO
Price level (U.S. = 100)2102.392.5
$100,000 is worth, in the other city2$90,419 in Kansas City$110,596 in Cape Coral
Typical 1-bedroom rent3$1,638/mo$1,197/mo
Take-home on $100,00014,15,8$79,180$75,417
State income tax on $100,000 (estimate)8$0 (FL)$3,763 (MO)
Rent burden on $100,00025%19%
Median pay, all jobs4$46,780$50,820
Federal locality pay area7Rest of U.S.Kansas City-Overland Park-Kansas City, MO-KS

Rent areas: Cape Coral-Fort Myers, FL MSA and Kansas City, MO-KS HUD Metro FMR Area. Metro areas: Cape Coral-Fort Myers, FL and Kansas City, MO-KS.

What costs more or less

Cape Coral, FLKansas City, MO
Price level (U.S. = 100)Cape CoralKansas City
Housing (rent)125.186.6
Goods96.294.1
Utilities86.989.0
Other services98.993.4
Overall102.392.5
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Cape Coral, FL → Kansas City, MO

Same pay goes further

Buying power +10.6%; rent takes 19% of take-home; state tax +$3,763/yr.

100 Strong offer

Kansas City, MO → Cape Coral, FL

Same pay buys less

Buying power −9.6%; rent takes 25% of take-home; state tax −$3,763/yr.

39 Weak offer

On the GS pay scale?

Cape Coral, FL is in the Rest of U.S. pay area; Kansas City, MO is in Kansas City-Overland Park-Kansas City, MO-KS. The last column shows what a transfer from Cape Coral, FL to Kansas City, MO at the same grade and step does to real buying power.

Grade5,2Cape Coral, FLKansas City, MOReal change, Cape Coral → Kansas City
GS-9 step 1$61,722$62,729+12.4%
GS-11 step 1$74,678$75,897+12.4%
GS-12 step 1$89,508$90,968+12.4%
GS-13 step 1$106,437$108,173+12.4%
GS-14 step 1$125,776$127,829+12.4%

Pay for common jobs

Median annual pay4Cape Coral, FLKansas City, MOKansas City pay in Cape Coral dollars
Elementary School Teachers, Except Special Education$60,470$61,060$67,530 (+11.7%)
Software Developers$126,940$124,990$138,234 (+8.9%)
Accountants and Auditors$79,420$80,040$88,521 (+11.5%)
Registered Nurses$82,860$83,040$91,839 (+10.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.