City comparison

Cape Coral, FL vs Huntsville, AL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Cape Coral, FL are 10.0% higher than in Huntsville, AL. Someone earning $100,000 in Huntsville, AL would need about $110,000 in Cape Coral, FL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,638 a month in Cape Coral, FL versus $1,136 in Huntsville, AL. On $100,000, that's 25% of take-home pay in Cape Coral, FL and 18% in Huntsville, AL.
  • On $100,000, estimated state income tax is about $4,735 a year higher in Huntsville, AL than in Cape Coral, FL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +4.1% moving from Cape Coral, FL to Huntsville, AL ($106,437 → $110,847), while prices change by −9.1%. Net effect of the transfer: +14.5% in real buying power.
Cape CoralHuntsville
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Cape Coral, FL: price level 102.3 (pricier)
  • Huntsville, AL: price level 93.1 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Cape Coral, FLHuntsville, AL
Price level (U.S. = 100)2102.393.1
$100,000 is worth, in the other city2$90,936 in Huntsville$109,968 in Cape Coral
Typical 1-bedroom rent3$1,638/mo$1,136/mo
Take-home on $100,00014,15,8$79,180$74,445
State income tax on $100,000 (estimate)8$0 (FL)$4,735 (AL)
Rent burden on $100,00025%18%
Median pay, all jobs4$46,780$51,740
Federal locality pay area7Rest of U.S.Huntsville-Decatur, AL-TN

Rent areas: Cape Coral-Fort Myers, FL MSA and Huntsville, AL MSA. Metro areas: Cape Coral-Fort Myers, FL and Huntsville, AL.

What costs more or less

Cape Coral, FLHuntsville, AL
Price level (U.S. = 100)Cape CoralHuntsville
Housing (rent)125.177.9
Goods96.296.4
Utilities86.983.9
Other services98.996.7
Overall102.393.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Cape Coral, FL → Huntsville, AL

Same pay goes further

Buying power +10.0%; rent takes 18% of take-home; state tax +$4,735/yr.

100 Strong offer

Huntsville, AL → Cape Coral, FL

Same pay buys less

Buying power −9.1%; rent takes 25% of take-home; state tax −$4,735/yr.

40 Weak offer

On the GS pay scale?

Cape Coral, FL is in the Rest of U.S. pay area; Huntsville, AL is in Huntsville-Decatur, AL-TN. The last column shows what a transfer from Cape Coral, FL to Huntsville, AL at the same grade and step does to real buying power.

Grade5,2Cape Coral, FLHuntsville, ALReal change, Cape Coral → Huntsville
GS-9 step 1$61,722$64,279+14.5%
GS-11 step 1$74,678$77,772+14.5%
GS-12 step 1$89,508$93,216+14.5%
GS-13 step 1$106,437$110,847+14.5%
GS-14 step 1$125,776$130,987+14.5%

Pay for common jobs

Median annual pay4Cape Coral, FLHuntsville, ALHuntsville pay in Cape Coral dollars
Elementary School Teachers, Except Special Education$60,470$62,250$68,455 (+13.2%)
Software Developers$126,940$128,080$140,846 (+11.0%)
Accountants and Auditors$79,420$79,220$87,116 (+9.7%)
Registered Nurses$82,860$77,090$84,774 (+2.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.