City comparison

Cape Coral, FL vs Gulfport, MS

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Cape Coral, FL are 13.7% higher than in Gulfport, MS. Someone earning $100,000 in Gulfport, MS would need about $113,700 in Cape Coral, FL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,638 a month in Cape Coral, FL versus $923 in Gulfport, MS. On $100,000, that's 25% of take-home pay in Cape Coral, FL and 15% in Gulfport, MS.
  • On $100,000, estimated state income tax is about $3,268 a year higher in Gulfport, MS than in Cape Coral, FL.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Cape Coral, FL to Gulfport, MS changes real buying power by +13.7%, purely from prices.
Cape CoralGulfport
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Cape Coral, FL: price level 102.3 (pricier)
  • Gulfport, MS: price level 90.0 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Cape Coral, FLGulfport, MS
Price level (U.S. = 100)2102.390.0
$100,000 is worth, in the other city2$87,940 in Gulfport$113,714 in Cape Coral
Typical 1-bedroom rent3$1,638/mo$923/mo
Take-home on $100,00014,15,8$79,180$75,912
State income tax on $100,000 (estimate)8$0 (FL)$3,268 (MS)
Rent burden on $100,00025%15%
Median pay, all jobs4$46,780$43,470
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Cape Coral-Fort Myers, FL MSA and Gulfport-Biloxi, MS HUD Metro FMR Area. Metro areas: Cape Coral-Fort Myers, FL and Gulfport-Biloxi, MS.

What costs more or less

Cape Coral, FLGulfport, MS
Price level (U.S. = 100)Cape CoralGulfport
Housing (rent)125.167.9
Goods96.296.2
Utilities86.976.3
Other services98.996.1
Overall102.390.0
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Cape Coral, FL → Gulfport, MS

Same pay goes further

Buying power +13.7%; rent takes 15% of take-home; state tax +$3,268/yr.

100 Strong offer

Gulfport, MS → Cape Coral, FL

Same pay buys less

Buying power −12.1%; rent takes 25% of take-home; state tax −$3,268/yr.

38 Weak offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Cape Coral, FL to Gulfport, MS at the same grade and step does to real buying power.

Grade5,2Cape Coral, FLGulfport, MSReal change, Cape Coral → Gulfport
GS-9 step 1$61,722$61,722+13.7%
GS-11 step 1$74,678$74,678+13.7%
GS-12 step 1$89,508$89,508+13.7%
GS-13 step 1$106,437$106,437+13.7%
GS-14 step 1$125,776$125,776+13.7%

Pay for common jobs

Median annual pay4Cape Coral, FLGulfport, MSGulfport pay in Cape Coral dollars
Elementary School Teachers, Except Special Education$60,470$50,820$57,789 (−4.4%)
Software Developers$126,940$104,240$118,535 (−6.6%)
Accountants and Auditors$79,420$76,380$86,854 (+9.4%)
Registered Nurses$82,860$78,960$89,788 (+8.4%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.