City comparison

Cape Coral, FL vs Cleveland, OH

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Cape Coral, FL are 9.0% higher than in Cleveland, OH. Someone earning $100,000 in Cleveland, OH would need about $109,000 in Cape Coral, FL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,638 a month in Cape Coral, FL versus $1,058 in Cleveland, OH. On $100,000, that's 25% of take-home pay in Cape Coral, FL and 16% in Cleveland, OH.
  • On $100,000, estimated state income tax is about $1,968 a year higher in Cleveland, OH than in Cape Coral, FL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +4.4% moving from Cape Coral, FL to Cleveland, OH ($106,437 → $111,138), while prices change by −8.2%. Net effect of the transfer: +13.8% in real buying power.
Cape CoralCleveland
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Cape Coral, FL: price level 102.3 (pricier)
  • Cleveland, OH: price level 93.9 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Cape Coral, FLCleveland, OH
Price level (U.S. = 100)2102.393.9
$100,000 is worth, in the other city2$91,767 in Cleveland$108,971 in Cape Coral
Typical 1-bedroom rent3$1,638/mo$1,058/mo
Take-home on $100,00014,15,8$79,180$77,212
State income tax on $100,000 (estimate)8$0 (FL)$1,968 (OH)
Rent burden on $100,00025%16%
Median pay, all jobs4$46,780$50,140
Federal locality pay area7Rest of U.S.Cleveland-Akron-Canton, OH-PA

Rent areas: Cape Coral-Fort Myers, FL MSA and Cleveland, OH HUD Metro FMR Area. Metro areas: Cape Coral-Fort Myers, FL and Cleveland, OH.

What costs more or less

Cape Coral, FLCleveland, OH
Price level (U.S. = 100)Cape CoralCleveland
Housing (rent)125.179.4
Goods96.293.6
Utilities86.996.0
Other services98.998.9
Overall102.393.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Cape Coral, FL → Cleveland, OH

Same pay goes further

Buying power +9.0%; rent takes 16% of take-home; state tax +$1,968/yr.

97 Strong offer

Cleveland, OH → Cape Coral, FL

Same pay buys less

Buying power −8.2%; rent takes 25% of take-home; state tax −$1,968/yr.

43 Weak offer

On the GS pay scale?

Cape Coral, FL is in the Rest of U.S. pay area; Cleveland, OH is in Cleveland-Akron-Canton, OH-PA. The last column shows what a transfer from Cape Coral, FL to Cleveland, OH at the same grade and step does to real buying power.

Grade5,2Cape Coral, FLCleveland, OHReal change, Cape Coral → Cleveland
GS-9 step 1$61,722$64,448+13.8%
GS-11 step 1$74,678$77,977+13.8%
GS-12 step 1$89,508$93,461+13.8%
GS-13 step 1$106,437$111,138+13.8%
GS-14 step 1$125,776$131,331+13.8%

Pay for common jobs

Median annual pay4Cape Coral, FLCleveland, OHCleveland pay in Cape Coral dollars
Elementary School Teachers, Except Special Education$60,470$76,470$83,330 (+37.8%)
Software Developers$126,940$111,310$121,296 (−4.4%)
Accountants and Auditors$79,420$80,000$87,177 (+9.8%)
Registered Nurses$82,860$83,940$91,470 (+10.4%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.