City comparison
Buffalo, NY vs Stockton, CA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Stockton, CA are 9.6% higher than in Buffalo, NY. Someone earning $100,000 in Buffalo, NY would need about $109,600 in Stockton, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,395 a month in Stockton, CA versus $1,139 in Buffalo, NY. On $100,000, that's 23% of take-home pay in Stockton, CA and 18% in Buffalo, NY.
- Estimated state income tax on $100,000 is close: $4,860 a year in NY and $5,070 in CA.
- For federal employees, locality pay changes a GS-13 step 1 salary by +19.5% moving from Buffalo, NY to Stockton, CA ($111,301 → $133,060), while prices change by +9.6%. Net effect of the transfer: +9.0% in real buying power.
- Buffalo, NY: price level 95.8 (cheaper)
- Stockton, CA: price level 105.1 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Buffalo, NY | Stockton, CA | |
|---|---|---|
| Price level (U.S. = 100)2 | 95.8 | 105.1 |
| $100,000 is worth, in the other city2 | $109,646 in Stockton | $91,203 in Buffalo |
| Typical 1-bedroom rent3 | $1,139/mo | $1,395/mo |
| Take-home on $100,00014,15,8 | $74,320 | $74,110 |
| State income tax on $100,000 (estimate)8 | $4,860 (NY) | $5,070 (CA) |
| Rent burden on $100,000 | 18% | 23% |
| Median pay, all jobs4 | $50,790 | $48,990 |
| Federal locality pay area7 | Buffalo-Cheektowaga-Olean, NY | San Jose-San Francisco-Oakland, CA |
Rent areas: Buffalo-Cheektowaga, NY MSA and Stockton-Lodi, CA MSA. Metro areas: Buffalo-Cheektowaga, NY and Stockton-Lodi, CA.
What costs more or less
| Price level (U.S. = 100) | Buffalo | Stockton |
|---|---|---|
| Housing (rent) | 81.0 | 115.6 |
| Goods | 99.7 | 105.2 |
| Utilities | 129.5 | 158.2 |
| Other services | 97.8 | 100.3 |
| Overall | 95.8 | 105.1 |
Moving with the same $100,000 salary
Buffalo, NY → Stockton, CA
Same pay buys less
Buying power −8.8%; rent takes 23% of take-home; state tax +$211/yr.
41 Weak offer
Stockton, CA → Buffalo, NY
Same pay goes further
Buying power +9.6%; rent takes 18% of take-home; state tax −$211/yr.
99 Strong offer
On the GS pay scale?
Buffalo, NY is in the Buffalo-Cheektowaga-Olean, NY pay area; Stockton, CA is in San Jose-San Francisco-Oakland, CA. The last column shows what a transfer from Buffalo, NY to Stockton, CA at the same grade and step does to real buying power.
| Grade5,2 | Buffalo, NY | Stockton, CA | Real change, Buffalo → Stockton |
|---|---|---|---|
| GS-9 step 1 | $64,543 | $77,161 | +9.0% |
| GS-11 step 1 | $78,091 | $93,358 | +9.0% |
| GS-12 step 1 | $93,598 | $111,896 | +9.0% |
| GS-13 step 1 | $111,301 | $133,060 | +9.0% |
| GS-14 step 1 | $131,525 | $157,236 | +9.0% |
Pay for common jobs
| Median annual pay4 | Buffalo, NY | Stockton, CA | Stockton pay in Buffalo dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $76,490 | $97,400 | $88,831 (+16.1%) |
| Software Developers | $127,850 | $138,550 | $126,361 (−1.2%) |
| Accountants and Auditors | $82,120 | $83,570 | $76,218 (−7.2%) |
| Registered Nurses | $99,060 | $134,580 | $122,741 (+23.9%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.