City comparison

Buffalo, NY vs Salt Lake City, UT

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Salt Lake City, UT are 5.2% higher than in Buffalo, NY. Someone earning $100,000 in Buffalo, NY would need about $105,200 in Salt Lake City, UT to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,456 a month in Salt Lake City, UT versus $1,139 in Buffalo, NY. On $100,000, that's 23% of take-home pay in Salt Lake City, UT and 18% in Buffalo, NY.
  • On $100,000, estimated state income tax is about $1,326 a year higher in Buffalo, NY than in Salt Lake City, UT.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −4.4% moving from Buffalo, NY to Salt Lake City, UT ($111,301 → $106,437), while prices change by +5.2%. Net effect of the transfer: −9.1% in real buying power.
BuffaloSalt Lake City
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Buffalo, NY: price level 95.8 (cheaper)
  • Salt Lake City, UT: price level 100.9 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Buffalo, NYSalt Lake City, UT
Price level (U.S. = 100)295.8100.9
$100,000 is worth, in the other city2$105,242 in Salt Lake City$95,019 in Buffalo
Typical 1-bedroom rent3$1,139/mo$1,456/mo
Take-home on $100,00014,15,8$74,320$75,646
State income tax on $100,000 (estimate)8$4,860 (NY)$3,534 (UT)
Rent burden on $100,00018%23%
Median pay, all jobs4$50,790$55,240
Federal locality pay area7Buffalo-Cheektowaga-Olean, NYRest of U.S.

Rent areas: Buffalo-Cheektowaga, NY MSA and Salt Lake City, UT HUD Metro FMR Area. Metro areas: Buffalo-Cheektowaga, NY and Salt Lake City-Murray, UT.

What costs more or less

Buffalo, NYSalt Lake City, UT
Price level (U.S. = 100)BuffaloSalt Lake City
Housing (rent)81.0123.3
Goods99.796.4
Utilities129.579.0
Other services97.899.0
Overall95.8100.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Buffalo, NY → Salt Lake City, UT

Same pay buys less

Buying power −5.0%; rent takes 23% of take-home; state tax −$1,326/yr.

53 Fair offer

Salt Lake City, UT → Buffalo, NY

Same pay goes further

Buying power +5.2%; rent takes 18% of take-home; state tax +$1,326/yr.

85 Strong offer

On the GS pay scale?

Buffalo, NY is in the Buffalo-Cheektowaga-Olean, NY pay area; Salt Lake City, UT is in Rest of U.S.. The last column shows what a transfer from Buffalo, NY to Salt Lake City, UT at the same grade and step does to real buying power.

Grade5,2Buffalo, NYSalt Lake City, UTReal change, Buffalo → Salt Lake City
GS-9 step 1$64,543$61,722−9.1%
GS-11 step 1$78,091$74,678−9.1%
GS-12 step 1$93,598$89,508−9.1%
GS-13 step 1$111,301$106,437−9.1%
GS-14 step 1$131,525$125,776−9.1%

Pay for common jobs

Median annual pay4Buffalo, NYSalt Lake City, UTSalt Lake City pay in Buffalo dollars
Elementary School Teachers, Except Special Education$76,490$77,920$74,039 (−3.2%)
Software Developers$127,850$129,600$123,145 (−3.7%)
Accountants and Auditors$82,120$82,100$78,011 (−5.0%)
Registered Nurses$99,060$85,890$81,612 (−17.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.