City comparison
Brownsville, TX vs Louisville, KY
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Louisville, KY are 8.3% higher than in Brownsville, TX. Someone earning $100,000 in Brownsville, TX would need about $108,300 in Louisville, KY to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,047 a month in Louisville, KY versus $866 in Brownsville, TX. On $100,000, that's 17% of take-home pay in Louisville, KY and 13% in Brownsville, TX.
- On $100,000, estimated state income tax is about $3,382 a year higher in Louisville, KY than in Brownsville, TX.
- Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Brownsville, TX to Louisville, KY changes real buying power by −7.6%, purely from prices.
- Brownsville, TX: price level 86.0 (much cheaper)
- Louisville, KY: price level 93.1 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Brownsville, TX | Louisville, KY | |
|---|---|---|
| Price level (U.S. = 100)2 | 86.0 | 93.1 |
| $100,000 is worth, in the other city2 | $108,257 in Louisville | $92,373 in Brownsville |
| Typical 1-bedroom rent3 | $866/mo | $1,047/mo |
| Take-home on $100,00014,15,8 | $79,180 | $75,798 |
| State income tax on $100,000 (estimate)8 | $0 (TX) | $3,382 (KY) |
| Rent burden on $100,000 | 13% | 17% |
| Median pay, all jobs4 | $36,490 | $48,370 |
| Federal locality pay area7 | Rest of U.S. | Rest of U.S. |
Rent areas: Brownsville-Harlingen, TX MSA and Louisville, KY-IN HUD Metro FMR Area. Metro areas: Brownsville-Harlingen, TX and Louisville/Jefferson County, KY-IN.
What costs more or less
| Price level (U.S. = 100) | Brownsville | Louisville |
|---|---|---|
| Housing (rent) | 57.7 | 78.6 |
| Goods | 93.8 | 96.2 |
| Utilities | 81.2 | 75.0 |
| Other services | 96.2 | 96.8 |
| Overall | 86.0 | 93.1 |
Moving with the same $100,000 salary
Brownsville, TX → Louisville, KY
Same pay buys less
Buying power −7.6%; rent takes 17% of take-home; state tax +$3,382/yr.
45 Weak offer
Louisville, KY → Brownsville, TX
Same pay goes further
Buying power +8.3%; rent takes 13% of take-home; state tax −$3,382/yr.
95 Strong offer
On the GS pay scale?
Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Brownsville, TX to Louisville, KY at the same grade and step does to real buying power.
| Grade5,2 | Brownsville, TX | Louisville, KY | Real change, Brownsville → Louisville |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,722 | −7.6% |
| GS-11 step 1 | $74,678 | $74,678 | −7.6% |
| GS-12 step 1 | $89,508 | $89,508 | −7.6% |
| GS-13 step 1 | $106,437 | $106,437 | −7.6% |
| GS-14 step 1 | $125,776 | $125,776 | −7.6% |
Pay for common jobs
| Median annual pay4 | Brownsville, TX | Louisville, KY | Louisville pay in Brownsville dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $63,350 | $61,610 | $56,911 (−10.2%) |
| Software Developers | $106,990 | $110,270 | $101,859 (−4.8%) |
| Accountants and Auditors | $66,440 | $76,320 | $70,499 (+6.1%) |
| Registered Nurses | $81,090 | $84,850 | $78,378 (−3.3%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.