City comparison

Bremerton, WA vs Lubbock, TX

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Bremerton, WA are 15.6% higher than in Lubbock, TX. Someone earning $100,000 in Lubbock, TX would need about $115,600 in Bremerton, WA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,548 a month in Bremerton, WA versus $990 in Lubbock, TX. On $100,000, that's 23% of take-home pay in Bremerton, WA and 15% in Lubbock, TX.
  • Estimated state income tax on $100,000 is close: $0 a year in WA and $0 in TX.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −11.0% moving from Bremerton, WA to Lubbock, TX ($119,630 → $106,437), while prices change by −13.5%. Net effect of the transfer: +2.9% in real buying power.
BremertonLubbock
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Bremerton, WA: price level 105.6 (pricier)
  • Lubbock, TX: price level 91.3 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Bremerton, WALubbock, TX
Price level (U.S. = 100)2105.691.3
$100,000 is worth, in the other city2$86,469 in Lubbock$115,649 in Bremerton
Typical 1-bedroom rent3$1,548/mo$990/mo
Take-home on $100,00014,15,8$79,180$79,180
State income tax on $100,000 (estimate)8$0 (WA)$0 (TX)
Rent burden on $100,00023%15%
Median pay, all jobs4$63,200$42,130
Federal locality pay area7Seattle-Tacoma, WARest of U.S.

Rent areas: Bremerton-Silverdale-Port Orchard, WA MSA and Lubbock, TX HUD Metro FMR Area. Metro areas: Bremerton-Silverdale-Port Orchard, WA and Lubbock, TX.

What costs more or less

Bremerton, WALubbock, TX
Price level (U.S. = 100)BremertonLubbock
Housing (rent)129.676.4
Goods105.093.8
Utilities92.082.8
Other services99.596.2
Overall105.691.3
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Bremerton, WA → Lubbock, TX

Same pay goes further

Buying power +15.6%; rent takes 15% of take-home; state tax +$0/yr.

100 Strong offer

Lubbock, TX → Bremerton, WA

Same pay buys less

Buying power −13.5%; rent takes 23% of take-home; state tax +$0/yr.

38 Weak offer

On the GS pay scale?

Bremerton, WA is in the Seattle-Tacoma, WA pay area; Lubbock, TX is in Rest of U.S.. The last column shows what a transfer from Bremerton, WA to Lubbock, TX at the same grade and step does to real buying power.

Grade5,2Bremerton, WALubbock, TXReal change, Bremerton → Lubbock
GS-9 step 1$69,373$61,722+2.9%
GS-11 step 1$83,935$74,678+2.9%
GS-12 step 1$100,602$89,508+2.9%
GS-13 step 1$119,630$106,437+2.9%
GS-14 step 1$141,367$125,776+2.9%

Pay for common jobs

Median annual pay4Bremerton, WALubbock, TXLubbock pay in Bremerton dollars
Elementary School Teachers, Except Special Education$102,650$59,220$68,487 (−33.3%)
Software Developers$146,200$115,190$133,216 (−8.9%)
Accountants and Auditors$88,250$74,390$86,031 (−2.5%)
Registered Nurses$107,220$81,480$94,231 (−12.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.